Mortgage Underwriter & Senior Processor

Devon Bank; Chicago (IL); In loco; USD 60.000 - 80.000; Tempo pieno

Vantaggi offerti da questo lavoro

Health insurance

Dental and Vision

Life Insurance

401(k) with employer match

Voluntary benefits

Descrizione del lavoro

Devon Bank in Chicago is seeking a Junior Mortgage Underwriter/Senior Processor to underwrite 1-4 family residential loans and manage a loan pipeline. You will work closely with branch staff to ensure timely closings and compliance with investor guidelines.

The role requires strong knowledge of mortgage guidelines, proficiency with Encompass, and excellent organizational and time-management skills, with a history in underwriting or processing.

Competenze

• Five+ years of mortgage experience with underwriting.
• Experience with Encompass operating system.
• Strong organizational and time-management abilities.
• Thorough knowledge of residential mortgage guidelines and regulatory requirements.

Mansioni

• Underwrite residential 1-4 family mortgage loans per bank policies and investor guidelines.
• Collaborate with branch staff and operations to maintain loan quality and timeliness.
• Review income, assets, and debts on 1003; ensure accuracy and compliance.
• Clear conditions within required time frames and coordinate with loan officers as needed.
• Verify appraisals, title work, and third-party services for compliance.
• Maintain accurate file organization and status logs in Encompass.
• Monitor regulatory compliance throughout the processing cycle.
• Communicate effectively with customers to provide updates and set expectations.

Conoscenze

Mortgage underwriting

Time management

Organizational skills

Regulatory knowledge

Strumenti

Encompass

Descrizione del lavoro

Devon Bank in Chicago is seeking a Junior Mortgage Underwriter/Senior Processor to underwrite 1-4 family residential loans and manage a loan pipeline. You will work closely with branch staff to ensure timely closings and compliance with investor guidelines.

The role requires strong knowledge of mortgage guidelines, proficiency with Encompass, and excellent organizational and time-management skills, with a history in underwriting or processing.