Mortgage Underwriter (Remote - WA, ID, OR, CA)

Medium; California (MO); Remote; USD 80,000 - 100,000; Full time

Job summary

A financial institution is seeking a Mortgage Underwriter to manage residential loan applications. Responsibilities include ensuring compliance with underwriting standards and assisting loan officers with complex loans. Ideal candidates should have over 4 years of experience in mortgage underwriting and strong communication skills. The position offers competitive pay and comprehensive benefits.

Benefits

Paid vacation and sick time

401k with up to 4% match

Tuition reimbursement

Comprehensive medical, dental, and vision benefits

Qualifications

• 4+ years of mortgage underwriting experience required.
• Strong understanding of federal and state laws related to underwriting.

Responsibilities

• Underwrite residential loan applications to ensure compliance.
• Support loan production staff in residential underwriting.
• Assist with complex loan origination.
• Comply with policies and government regulations.

Skills

Knowledge of underwriting guidelines

Organizational skills

Communication skills

Customer service skills

Proficiency in MS Office

Education

H.S. Diploma or equivalent

Job description

Overview

As a Mortgage Underwriter with Banner Bank you will apply the underwriting standards adopted by the Board of Directors, Investors, Agencies, and all regulatory and/or policy requirements.

Responsibilities

• Responsible for underwriting residential loan applications to ensure compliance with Investors, Banner Bank Portfolio, all secondary marketing conduits and private mortgage insurance companies.
• Facilitate and support all loan production staff in matters of residential underwriting.
• Assist loan officers and processors with origination of complex and/or problematic loans.
• Responsible for complying with policies, procedures, security requirements, and government regulations.

Education & Certifications

• H.S. Diploma: required (an equivalent combination of education and experience may be considered)

Experience

• 4 or more years of experience in mortgage underwriting required

Knowledge, Skills and Abilities

• Intermediate knowledge of 1-4 family loan underwriting guidelines, including all loan types/programs.
• Possess strong organizational, written and verbal communication, and customer service skills with the ability to work within defined timeframes and make deadlines.
• Proficient in MS Office products including Word and Excel.
• Knowledge of federal and state laws and regulations relating to underwriting.

Compensation & Benefits

• Targeted starting hourly range (based on experience): $27.09 - $35.69
• Incentive potential
• Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
• Paid vacation time, sick time and 11 company paid holidays
• 401k (with up to 4% match)
• Tuition reimbursement
• Get more information at: Banner Bank Employee Benefits