Mortgage Underwriter (Remote - WA, ID, OR, CA)

Banner Bank; California (MO); Remote; USD 80,000 - 100,000; Full time

Job summary

A financial institution in California is seeking a Mortgage Underwriter to apply underwriting standards and ensure compliance with regulations. The ideal candidate will have over 4 years of mortgage underwriting experience and strong communication skills. Underwriters will be responsible for ensuring loan applications meet all necessary guidelines and will assist loan officers with complex issues. Comprehensive benefits and competitive compensation are offered, including an hourly rate between $27.09 and $35.69.

Benefits

Comprehensive medical, dental, and vision benefits

401k with up to 4% match

Tuition reimbursement

Paid vacation and sick time

11 company paid holidays

Qualifications

• 4+ years of experience in mortgage underwriting required.
• Must have an intermediate knowledge of underwriting guidelines.
• Strong communication skills are essential.

Responsibilities

• Responsible for underwriting residential loan applications.
• Facilitate support for loan production staff in underwriting.
• Assist loan officers with complex loans.

Skills

Knowledge of 1-4 family loan underwriting guidelines

Strong organizational skills

Written and verbal communication skills

Customer service skills

Proficient in MS Office products

Education

H.S. Diploma or equivalent

Job description

Overview

As a Mortgage Underwriter with Banner Bank you will apply the underwriting standards adopted by the Board of Directors, Investors, Agencies, and all regulatory and/or policy requirements.

In this role you'll have the opportunity to:

• Responsible for underwriting residential loan applications to ensure compliance with Investors, Banner Bank Portfolio, all secondary marketing conduits and private mortgage insurance companies.
• Facilitate and support all loan production staff in matters of residential underwriting.
• Assist loan officers and processors with origination of complex and/or problematic loans.
• Responsible for complying with policies, procedures, security requirements, and government regulations.

Education & Certifications

• H.S. Diploma: required (an equivalent combination of education and experience may be considered)

Experience

• 4 or more years of experience in mortgage underwriting required

Knowledge, Skills and Abilities

• Intermediate knowledge of 1-4 family loan underwriting guidelines, including all loan types/programs.
• Possess strong organizational, written and verbal communication, and customer service skills with the ability to work within defined timeframes and make deadlines.
• Proficient in MS Office products including Word and Excel.
• Knowledge of federal and state laws and regulations relating to underwriting.

Compensation & Benefits

• Targeted starting hourly range (based on experience): $27.09 - $35.69
• Incentive potential
• Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
• Paid vacation time, sick time and 11 company paid holidays
• 401k (with up to 4% match)
• Tuition reimbursement
• Get more information at: Employee Benefits | Banner Bank