Mortgage Underwriter (Remote - WA, ID, OR, CA)

Banner Bank; Boise (ID); Remote; USD 80,000 - 100,000; Full time

Job summary

A financial institution in Boise is seeking an experienced Mortgage Underwriter to ensure compliance with underwriting standards. The role involves underwriting residential loans and supporting loan officers in complex cases. Candidates must have at least 4 years of mortgage underwriting experience and strong communication skills. Competitive compensation and benefits package offered.

Benefits

Comprehensive employee benefits

401k with up to 4% match

Tuition reimbursement

Paid vacation and holidays

Qualifications

• 4 or more years of experience in mortgage underwriting required.
• Strong understanding of underwriting guidelines for residential loans.
• Familiarity with federal and state regulations.

Responsibilities

• Underwrite residential loan applications for compliance.
• Support loan production staff in underwriting matters.
• Assist with complex loan origination.

Skills

Organizational skills

Communication skills

Customer service skills

Proficiency in MS Office

Education

H.S. Diploma or equivalent

Job description

Overview

As a Mortgage Underwriter with Banner Bank you will apply the underwriting standards adopted by the Board of Directors, Investors, Agencies, and all regulatory and/or policy requirements.

In this role you'll have the opportunity to:

• Responsible for underwriting residential loan applications to ensure compliance with Investors, Banner Bank Portfolio, all secondary marketing conduits and private mortgage insurance companies.
• Facilitate and support all loan production staff in matters of residential underwriting.
• Assist loan officers and processors with origination of complex and/or problematic loans.
• Responsible for complying with policies, procedures, security requirements, and government regulations.

Education & Certifications

• H.S. Diploma: required (an equivalent combination of education and experience may be considered)

Experience

• 4 or more years of experience in mortgage underwriting required

Knowledge, Skills and Abilities

• Intermediate knowledge of 1-4 family loan underwriting guidelines, including all loan types/programs.
• Possess strong organizational, written and verbal communication, and customer service skills with the ability to work within defined timeframes and make deadlines.
• Proficient in MS Office products including Word and Excel.
• Knowledge of federal and state laws and regulations relating to underwriting.

Compensation & Benefits

• Targeted starting hourly range (based on experience): $27.09 - $35.69
• Incentive potential
• Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
• Paid vacation time, sick time and 11 company paid holidays
• 401k (with up to 4% match)
• Tuition reimbursement
• Get more information at: Employee Benefits | Banner Bank