Mortgage Underwriter

AMB Mortgage; Virginia (MN); Hybrid; USD 70,000 - 90,000; Full time

Benefits offered by this job

Competitive compensation

Access to advanced underwriting technology

Collaborative support from leadership

Job summary

A mortgage lending firm in Minnesota is seeking an experienced mortgage underwriter. In this role, you will analyze loan eligibility, apply investor guidelines, and communicate efficiently with team members. The ideal candidate has a minimum of 3 years of underwriting experience and strong attention to detail. Competitive compensation and access to advanced tools are offered in a hybrid work environment.

Qualifications

• Minimum 3 years of mortgage underwriting experience.
• Active DE/SAR designation preferred (or willingness to obtain).
• Strong knowledge of complex scenarios (jumbo, non-QM, self-employed borrowers).

Responsibilities

• Analyze credit, income, assets, and collateral for loan eligibility.
• Apply guidelines precisely for various loan types.
• Communicate conditions and decisions efficiently.

Skills

Mortgage underwriting expertise

Knowledge of agency and investor guidelines

Attention to detail

Ability to manage high-volume pipeline

Job description

Innovating mortgages.
Empowering professionals.

Hybrid

Full Time

What You’ll Do:

• Analyze credit, income, assets, and collateral to determine loan eligibility
• Apply investor and agency guidelines (FNMA, FHLMC, FHA, VA, USDA, non-QM) with precision
• Issue clear, concise conditions to move files forward efficiently
• Communicate decisions and conditions to processors and loan officers in a timely manner
• Maintain compliance with federal, state, and company policies at all times
• Support the lending team with scenario analysis and guideline interpretation
• Contribute to a culture of accuracy, accountability, and client-first service

What We’re Looking For:

• Active DE/SAR designation preferred (or willingness to obtain)
• Minimum 3 years of mortgage underwriting experience
• Strong knowledge of agency and investor guidelines; comfort with complex scenarios (jumbo, non-QM, and self-employed borrowers)
• Exceptional attention to detail and sound judgment
• Ability to manage a high-volume pipeline while maintaining quality standards

What We Offer:

• Competitive compensation
• Access to advanced underwriting technology and tools
• Collaborative support from processors, loan officers, and leadership
• Marketing and operational resources through our partnership with Douglas Elliman

Get in touch with us. We are always opening new opportunities.