Mortgage Underwriter

NVR, Inc.; Reston (VA); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Competitive Compensation

Home Purchase Discount

Mortgage and Settlement Discounts

Health, Life and Disability Insurance

401(k)

Employee Stock Ownership Program

Vacation and Holidays

Job summary

NVR, Inc. is seeking a Mortgage Underwriter in Reston, VA to manage daily underwriting for Conventional, FHA, and VA loans. You will ensure adherence to investor guidelines and support branches with underwriting questions and scenarios.

Ideal candidates have 5+ years of underwriting experience, strong attention to detail, and excellent customer service. Join a team committed to quality and helping families achieve homeownership.

Qualifications

• At least 5 years of mortgage underwriting experience.
• FHA/DE/VA underwriting knowledge.
• Strong customer service and collaboration skills.

Responsibilities

• Underwrite loans for compliance with investor and/or agency guidelines.
• Submit loans through an automated underwriting system for a decision.
• Approve or pend loans; present loans daily to loan committee.
• Assist branches with underwriting questions, scenarios and problems.
• Maintain 24 - 48 hour underwriting turnaround for new loans and re-submitals.
• Operate office equipment and maintain loan filing system.

Skills

Underwriter

FHA Underwriter

VA Underwriter

Customer Service

Attention to detail

Collaboration

Planning

Job description

NVR has been helping families build their happily ever after since 1948. As a Top 5 US homebuilder, we’re committed to quality and to our customers and we take pride in the nearly 500,000 new homes we have sold and built across the country.

Working in the homebuilding industry is tangible and rewarding, but not every job at NVR requires a hard hat.

We don’t just sell and build new homes; we also manage teams, acquire land, manufacture materials, provide mortgages to our customers, and provide corporate support to NVR’s multi-billion dollar business operations.

A Mortgage Underwriter will take responsibility for the daily underwriting processes for our Conventional, FHA and VA loans. Your attention to detail will have a direct impact on our customers' ability to secure a loan for their dream home.

Primary Responsibilities

• Underwrite loans for compliance with investor and/or agency guidelines.
• Submit loans through an automated underwriting system for a decision.
• Approve or pend loans; present appropriate loans daily to loan committee.
• Assist branches with underwriting questions, scenarios and problems.
• Maintain 24 - 48 hour underwriting turnaround for new loans and re-submitals.
• Operation of office equipment and maintenance of loan filing system.

Qualifications

• An approved FHA, DE (Direct Endorsed) or VA SAR/LAPP Underwriter
• At least 5 years of experience underwriting loans
• Excellent customer service skills
• Proven ability to collaborate and problem solve with other mortgage partners
• Attention to detail and accuracy
• Strong planning and organizational skills

Life at NVR

At NVR, your desire to excel is matched by our commitment to your success and we’ll give you the tools and industry knowledge you need. Our management team is tenured and talented, nearly 80% of them promoted from within, so you’ll find mentors who can share their knowledge, provide career guidance and encourage your success.

NVR also offers benefits among the best in the industry that reflect the strong commitment we have to all of our employees.

• Competitive Compensation
• Home Purchase Discount
• Mortgage and Settlement Services Discounts
• Comprehensive Health, Life and Disability Insurance
• 401(k) (Full-time employees are eligible to contribute immediately)
• Employee Stock Ownership Program
• Vacation and Holidays

In addition to the traditional benefits, we offer all our employees stock ownership through a profit sharing trust as part of our retirement savings package. NVR has had the highest Earnings Per Share growth rate in the homebuilding industry for the past 10 years, so as we grow financially, so do you.

We are an Equal Opportunity Employer.

Drug Testing and Credit Check are required.

Applicants must be legally entitled to work in the United States, as NVR does not provide visa sponsorships.