Mortgage - Regulatory Specialist

Lennar; Columbus (OH); On-site; USD 41,000 - 52,000; Full time

Benefits offered by this job

Health insurance

401(k) with company match

Paid parental leave

Education assistance

Adoption assistance

Home purchase discounts

Job summary

Lennar is seeking a Regulatory Specialist to uphold Lennar Mortgage's Compliance Management Program and serve as a regulatory guidance resource across the organization. The role focuses on interpreting federal and state mortgage rules, identifying risks, and supporting business partners with remediation efforts.

You will monitor regulatory developments, draft policies, and assist with examinations while collaborating with Compliance and Marketing teams.

Qualifications

• 3–5 years mortgage compliance experience
• Knowledge of federal and state mortgage lending regulations (ECOA, HMDA, RESPA, TILA, UDAAP, ATR/QM, TRID, MAP, CAN-SPAM, SCRA, TCPA)
• Proficiency with Microsoft Office (Outlook, Excel, Word, PowerPoint)
• Strong research, interpretation, and communication of regulations

Responsibilities

• Research and communicate federal/state regulatory requirements to partners
• Collaborate on enterprise-wide compliance projects and training
• Review consumer-facing advertisements for regulatory guidance to Marketing
• Use Encompass to investigate loan-level issues
• Research compliance inquiries from various lines of business and provide timely responses
• Conduct transaction testing and monitor loan samples for risks
• Report findings, recommend corrective actions, assist remediation
• Monitor regulatory developments and assess impact on business
• Draft, review, and maintain policies, procedures, training materials
• Leverage AI tools in a governance-friendly way
• Prepare for federal/state examinations and assist as needed
• Perform other duties and special projects

Skills

Mortgage regulations

Regulatory interpretation

Office software

Communication skills

Attention to detail

Workload management

Tools

Encompass

ICE Mortgage Technology Solutions

Job description

We are Lennar

Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500® company and consistently ranked among the top homebuilders in the United States.

Job Description

Job Description

Regulatory Specialist

We are Lennar

Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500® company and consistently ranked among the top homebuilders in the United States.

Join a Company that Empowers you to Build your Future

The Regulatory Specialist plays an integral role in upholding and strengthening Lennar Mortgage's Compliance Management Program. As a member of the Compliance Department, the position serves as a resource to business partners across the organization by providing regulatory guidance, identifying and mitigating risk, and promoting adherence to federal and state mortgage regulations and company policies.

Your Responsibilities On The Team

• Research, interpret, and communicate federal and state regulatory requirements to business partners across the organization
• Collaborate with Compliance team members and business partners on enterprise-wide projects, training, and other compliance initiatives
• Review consumer-facing advertisements and provide regulatory guidance to the Marketing Department
• Utilize Lennar Mortgage’s loan origination software, Encompass, to investigate loan-level issues
• Research compliance-related inquiries from various lines of business and provide accurate and timely responses
• Conduct transaction testing and monitoring of loan samples to identify risks and control weaknesses
• Report findings to management, recommend corrective actions, and support business partners in remediation efforts
• Monitor regulatory developments, industry trends, and emerging guidance to evaluate business impact and implementation requirements
• Draft, review, and maintain company policies, procedures, training materials, and other resources
• Leverage emerging technologies, including artificial intelligence (AI) tools, while adhering to company governance and security requirements
• Prepare for and assist with federal and/or state examinations as needed
• Perform other duties and special projects as assigned

Required Experience

• Minimum of 3 to 5 years of mortgage compliance experience

Required Skills

• Strong knowledge of federal and state mortgage lending regulations, including ECOA, HMDA, RESPA, TILA, UDAAP, ATR/QM, TRID, MAP, CAN-SPAM, SCRA, and TCPA
• Ability to research, interpret, and apply regulations to business activities
• Proficiency in Microsoft Office applications, including Outlook, Excel, Word, and PowerPoint
• Effective verbal and written communication skills
• Strong attention to detail and accuracy
• Ability to manage workload, balance multiple priorities, and meet deadlines in a fast-paced environment

Preferred Experience & Skills

• Knowledge of ICE Mortgage Technology Solutions, specifically Encompass preferred
• Experience conducting Fair Lending reviews, including redlining analysis, matched-pair testing, or related monitoring activities preferred
• Ability to prepare and/or submit regulatory reports, such as quarterly HMDA Loan Application Register data and Mortgage Call Reports (MCRs) preferred

This description outlines the basic responsibilities and requirements for the position noted. This is not a comprehensive listing of all job duties of the Associates. Duties, responsibilities and activities may change at any time with or without notice.

During the course of your employment, you may be required to use, download, or access certain Company-approved tools, programs, applications, or systems. These resources may include, but are not limited to, applications designed for customer engagement, operational efficiency, data analysis, Artificial Intelligence (AI) tools, and other business functions.

Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

• This information is intended to be a general overview and may be modified by the company due to factors affecting the business.

General Overview of Compensation & Benefits:

We reasonably expect the base compensation offered for this position to range from an hourly rate of $29.61 - $38, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations.

• This position may be eligible for bonuses.
• This position may be eligible for commissions.
• This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
• This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.

Life at Lennar

At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone’s Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar’s policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn https://www.linkedin.com/company/lennar for the latest job opportunities.

Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.