Mortgage - Regulatory Specialist

001 Lennar Mortgage LLC; Columbus (OH); On-site; USD 41,000 - 52,000; Full time

Benefits offered by this job

401(k) matching

Paid parental leave

Education assistance

Vacation

Health benefits

Job summary

Lennar Mortgage LLC is seeking a Regulatory Specialist to uphold the Compliance Management Program, guiding business partners on regulatory requirements and risk mitigation. The role involves assisting with examinations and drafting policies while leveraging AI tools within governance standards.

The ideal candidate has 3–5 years of mortgage compliance experience, strong knowledge of ECOA, HMDA, RESPA, TILA, and related regulations, and excellent document review and communication skills.

Qualifications

• Strong knowledge of federal and state mortgage lending regulations.
• Ability to interpret and apply regulations to business activities.
• Proficiency in Microsoft Office applications (Outlook, Excel, Word, PowerPoint).

Responsibilities

• Research, interpret, and communicate federal and state regulatory requirements.
• Collaborate on enterprise-wide compliance projects and training.
• Review consumer advertisements and provide regulatory guidance to Marketing.

Skills

Regulatory knowledge

Research & interpret regulations

MS Office

Communication

Detail oriented

Project management

Tools

Encompass

Job description

Job Description Regulatory Specialist

We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500® company and consistently ranked among the top homebuilders in the United States.

Empowering You to Build Your Future

The Regulatory Specialist plays an integral role in upholding and strengthening Lennar Mortgage's Compliance Management Program. As a member of the Compliance Department, the position serves as a resource to business partners across the organization by providing regulatory guidance, identifying and mitigating risk, and promoting adherence to federal and state mortgage regulations and company policies.

Responsibilities

• Research, interpret, and communicate federal and state regulatory requirements to business partners across the organization
• Collaborate with Compliance team members and business partners on enterprise-wide projects, training, and other compliance initiatives
• Review consumer-facing advertisements and provide regulatory guidance to the Marketing Department
• Utilize Lennar Mortgage’s loan origination software, Encompass, to investigate loan-level issues
• Research compliance-related inquiries from various lines of business and provide accurate and timely responses
• Conduct transaction testing and monitoring of loan samples to identify risks and control weaknesses
• Report findings to management, recommend corrective actions, and support business partners in remediation efforts
• Monitor regulatory developments, industry trends, and emerging guidance to evaluate business impact and implementation requirements
• Draft, review, and maintain company policies, procedures, training materials, and other resources
• Leverage emerging technologies, including artificial intelligence (AI) tools, while adhering to company governance and security requirements
• Prepare for and assist with federal and/or state examinations as needed
• Perform other duties and special projects as assigned

Required Experience

• Minimum of 3 to 5 years of mortgage compliance experience

Required Skills

• Strong knowledge of federal and state mortgage lending regulations, including ECOA, HMDA, RESPA, TILA, UDAAP, ATR/QM, TRID, MAP, CAN-SPAM, SCRA, and TCPA
• Ability to research, interpret, and apply regulations to business activities
• Proficiency in Microsoft Office applications, including Outlook, Excel, Word, and PowerPoint
• Effective verbal and written communication skills
• Strong attention to detail and accuracy
• Ability to manage workload, balance multiple priorities, and meet deadlines in a fast-paced environment

Preferred Experience & Skills

• Knowledge of ICE Mortgage Technology Solutions, specifically Encompass preferred
• Experience conducting Fair Lending reviews, including redlining analysis, matched-pair testing, or related monitoring activities preferred
• Ability to prepare and/or submit regulatory reports, such as quarterly HMDA Loan Application Register data and Mortgage Call Reports (MCRs) preferred

This description outlines the basic responsibilities and requirements for the position noted. This is not a comprehensive listing of all job duties of the Associates. Duties, responsibilities and activities may change at any time with or without notice. During the course of your employment, you may be required to use, download, or access certain Company-approved tools, programs, applications, or systems. These resources may include, but are not limited to, applications designed for customer engagement, operational efficiency, data analysis, Artificial Intelligence (AI) tools, and other business functions. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws. This information is intended to be a general overview and may be modified by the company due to factors affecting the business.

General Overview of Compensation & Benefits

We reasonably expect the base compensation offered for this position to range from an hourly rate of $29.61 - $38, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations. This position may be eligible for bonuses. This position may be eligible for commissions. This position will be eligible for the described benefits listed in the above section in accordance with Company Policy. This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.

Life at Lennar

Lennar Associates will have access to these benefits as outlined by Lennar’s policies and applicable plan terms.

• Medical, Dental, and Vision coverage
• 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%
• Paid Parental Leave and an Associate Assistance Plan
• Education Assistance Program and up to $30,000 in Adoption Assistance
• up to three weeks of vacation annually
• generous Holiday, Sick Leave, and Personal Day policies
• New Hire Referral Bonus Program
• Significant Home Purchase Discounts
• Everyone’s Included Day

Visit Lennartotalrewards.com to view our suite of benefits.

Work Where Everyone’s Included

We’re committed to building and sustaining an inclusive culture where everyone has a seat at the table, and we’re all on a first-name basis. This inclusive culture influences our hiring practices, the communities we serve and how we build better career experiences for all our Associates. It’s why we created our Everyone’s Included Advisory Council, and we’d love for you to be a part of our shared journey.

Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws. We’re Always Looking Ahead Want to work in an innovative environment that empowers you to explore your passions? At Lennar, we promote asking questions and working together to solve complex problems. It’s how we’ve become a leader in the homebuilding industry and why our Associates love working here. If you’re interested in helping people find their future homes and, in doing so, build a better future for themselves, then Lennar is the place for you.

Visit Lennartotalrewards.com to view our suite of benefits.