Mortgage QC Specialist/Analyst (hybrid remote)

Shelby American, Inc.; Newark (OH); Remote; USD 45,000 - 80,000; Full time

Job summary

Join a family-owned mortgage bank that values your contributions and prioritizes job security. As a Mortgage QC Analyst, you'll play a crucial role in ensuring compliance and quality in loan processing. This position offers a supportive and friendly environment where you can thrive professionally. With a focus on improving the lives of families, you'll be part of a team that values customer service and employee satisfaction. Enjoy a comprehensive benefits package, including medical, dental, and vision insurance, as well as a 401(k) plan. If you're ready to take the next step in your career, this opportunity is perfect for you.

Benefits

Medical Insurance

Dental Insurance

Vision Insurance

401(k) Plan

Company-Paid Life Insurance

Voluntary Insurance Options

Short-Term Disability

Long-Term Disability

Qualifications

• 2+ years experience in mortgage loan QC or related role preferred.
• Proficiency with computer systems and attention to detail required.

Responsibilities

• Conduct periodic reviews of loan files for compliance and quality.
• Manage vendor relations and assess risks associated with processes.

Skills

Attention to Detail

Communication Skills

Organizational Skills

Problem-Solving

Understanding of Federal and State Laws

Education

Bachelor’s Degree in Business

Equivalent Combination of Education and Experience

Tools

Microsoft Word

Microsoft Excel

Microsoft Outlook

Encompass

Job description

Description

Are you an experienced Mortgage QC analyst (or experienced in mortgages and looking for your next step?) who’s been searching for a great company that's family owned, that recognizes your contributions, and has a philosophy of no layoffs during the down-season? A company whose goal and purpose is to Improve the Lives of Families? Take a look at Equity Resources! We are a fun and friendly environment where we work together to meet our daily goals. We have an opportunity available-- Let's talk about how we can work together!

PRIMARY FUNCTIONS

The primary objective of the Mortgage QC Analyst is to provide periodic and targeted review points on work done by Equity Resource employees and vendors to ensure compliance with applicable laws, program requirements, and internal standards.

DUTIES

The following duties would be applicable:

1. Providing reviews of work completed by internal employees and external vendors, including but not limited to: Performing full loan file reviews (both random and targeted reviews) to ensure quality and compliance as well as Pre- and Post- Close reviews to ensure quality and compliance at all stages as well as performing targeted reviews of specific loan processes or stages
2. Addressing and curing investor suspense and quality control reviews
3. Vendor relations and risk assessment
4. Conducting due diligence and vendor set-up
5. Providing Servicing Oversight
6. Staying abreast of industry and regulatory updates and changes as they relate to review items assigned to you, and communicating all such changes to Management with recommendations for process changes/enhancements
7. Working with Management to identify key areas that are deficient or may pose risk to Equity Resources and providing suggestions to cure the identified issues
8. Identifying the most effective way to communicate and cure issues and execute solutions as assigned.
9. Managing specific projects as requested
10. Attending and participating in all Company meetings as required.
11. Adhering to all Federal and State regulations, maintaining a high level of confidentiality at all times, and following proper code of ethics as outlined by the Company.
12. Supporting the Company’s strong relationship of “raving fan service” culture through on-going customer contact, quality customer service, and superior product knowledge.
13. Any other duties as assigned.

Requirements

1. Bachelor’s Degree in Business or related field (or equivalent combination of education and experience).
2. Ideally candidate will have at least 2 years experience in a mortgage loan QC-related role.
3. Required is a minimum of 2 years of primary experience as a mortgage processor or underwriter (or like experience); previous experience reviewing files for accuracy and completion is preferred.
4. Demonstrated proficiency with computer systems and software programs including Microsoft Word, Excel, and Outlook required; experience with electronic mortgage processing systems such as Encompass preferred.
5. Highly developed attention to detail and high level of accuracy in work is required.
6. Strong written and verbal communication skills, with proven track record of working with all levels of staff and management.
7. Advanced organizational skills
8. Ability to read and comprehend complicated instructions (including federal and state laws), short correspondence, memos and to use good grammar.
9. Ability to visualize cause and effect relationships of documents
10. Ability to think independently and solve issues and problems without intervention.
11. Ability to effectively communicate to co-workers and all outside vendors and lenders.
12. Ability to apply common sense understanding to carry out detailed written or oral instructions.

About Us:

Equity Resources, Inc. is a privately owned and operated mortgage bank headquartered in Newark, Ohio. We are licensed in 21 states, including Washington D.C., and operate branch offices in many of those locations. Our vision and purpose at Equity Resources, Inc. is quite simply to Improve the Lives of Families. We pride ourselves in creating Raving Fans of our customers AND our employees. We are celebrating our 32nd year in business and are continuing to grow! Come join our team!

Equity Resources offers a comprehensive total compensation and benefits package that includes medical, dental, and vision insurance; 401(k); company-paid life insurance; voluntary insurance such as accident, critical illness, short-term and long-term disability, and much more!

Equity Resources is an equal opportunity employer. It does not discriminate against applicants or employees on the basis of race, color, religion, creed, national origin, ancestry, disability that can be reasonably accommodated without undue hardship, sex, sexual orientation, gender identity, age, citizenship, marital or veteran status, or any other legally protected status.