Mortgage Processor II

TEKsystems; Ballston Lake (NY); Hybrid; USD 60,000 - 80,000; Full time

Job summary

An established industry player is seeking an entry-level Mortgage Processor to facilitate the loan application process. This hybrid role involves maintaining effective communication with customers and various stakeholders to ensure a seamless application experience. You'll be responsible for processing conventional and government loan requests while adhering to regulatory standards. Join a dynamic team dedicated to transforming business and technology services, where your contributions will make a significant impact on clients and communities alike.

Benefits

Medical, dental & vision

401(k) Retirement Plan

Life Insurance

Short and long-term disability

Health Spending Account (HSA)

Transportation benefits

Employee Assistance Program

Time Off/Leave (PTO, Vacation or Sick Leave)

Qualifications

• Responsible for processing loan requests based on guidelines.
• Maintain communication with all parties involved in loan applications.

Responsibilities

• Monitor and update credit reports and verifications.
• Ensure adherence to regulatory requirements and guidelines.

Skills

mortgage processing

Education

Mortgage Processor II - Education/Experience Required

Job description

life insurance, sick time, 401(k), retirement plan

United States, New York, Ballston Lake

*Description*
Responsible for processing conventional and government loan requests based on product, underwriting, and state specific and investor guidelines.
Maintain effective communication with all necessary parties involved in a new loan application, from the customer, broker, correspondent, loan officer, and co-workers to ensure a seamless and positive application experience.
Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc.
Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines.
Monitor and update credit reports, appraisals, income documentation, and all verifications to ensure all underwriting conditions are met. Work closely with underwriting to quickly resolve any issues or concerns.
Perform other administrative duties supporting the origination department including, but not limited to: preparing and mailing commitment letters, title and homeowners insurance review, mailing loan suspend notices, updating loan conditions, providing the closing attorney with additional documentation, and all appropriate processing checklists.
Ensures adherence to all regulatory requirements and guidelines.
Strong analytical knowledge to evaluate changes required to all regulatory documents.
Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
Promote an environment that supports diversity and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Work closely with both Internal and External Customers such as co-workers, borrower(s) and Loan Officers.
*Skills*
mortgage processing
*Top Skills Details*
mortgage processing
*Additional Skills & Qualifications*
Must Have
BG Check Requirements
Conflicts of Interest Attestation
Does the candidate have any conflicts of interest related to the engagement with M&T? : No
Does the candidate have a personal relationship with any individual at M&T? : No
Required
Mortgage Processor II - Education/Experience Required : Yes
Nice to Have
Preferred
Mortgage Processor II - Education/Experience Preferred : Yes
*Experience Level*
Entry Level
*Pay and Benefits*
The pay range for this position is $18.00 - $28.11/hr.
Eligibility requirements apply to some benefits and may depend on your job
classification and length of employment. Benefits are subject to change and may be
subject to specific elections, plan, or program terms. If eligible, the benefits
available for this temporary role may include the following:
* Medical, dental & vision
* Critical Illness, Accident, and Hospital
* 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available
* Life Insurance (Voluntary Life & AD&D for the employee and dependents)
* Short and long-term disability
* Health Spending Account (HSA)
* Transportation benefits
* Employee Assistance Program
* Time Off/Leave (PTO, Vacation or Sick Leave)
*Workplace Type*
This is a hybrid position in Ballston Lake,NY.
*Application Deadline*
This position is anticipated to close on May 19, 2025.
About TEKsystems and TEKsystems Global Services

We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

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