Mortgage Pricing & Analytics, Assistant Vice President

Morgan Stanley; New York (NY); On-site; USD 85,000 - 140,000; Full time

Job summary

Morgan Stanley is seeking an AVP/Associate in Mortgage Pricing & Analytics within Global Wealth Management. This role operates at the intersection of strategy, analytics, and execution to drive growth, profitability, and client experience.

You will own pricing strategies, translate market trends into insights, and collaborate with Sales, Finance, Treasury, Risk, and Product to enable timely data-driven decisions. This position emphasizes analytics, modeling, and cross-functional impact.

Qualifications

• 4+ years of mortgage pricing, banking, financial services, or analytics-driven roles.
• Bachelor’s degree in Finance, Economics, Business, Data Analytics, or a related field (advanced degree a plus).
• Strong understanding of mortgage products, rate sheets, and pricing dynamics preferred.
• Solid grasp of P&L drivers, profitability analysis, and financial modeling.
• Advanced Excel and VBA skills (modeling, scenario analysis, data manipulation).
• Experience with data visualization tools (e.g., Tableau, Power BI).
• Familiarity with SQL or other data querying tools is a plus.
• Exposure to AI/automation tools (e.g., Python, Alteryx, or similar) to enhance analytics and efficiency.
• Ability to work with large datasets and translate insights into business decisions.

Responsibilities

• Own and evolve mortgage pricing strategies across products and client segments.
• Translate market trends, competitive dynamics, and portfolio performance into actionable insights.
• Partner across Sales, Finance, Treasury, Risk, and Product to deliver timely, data-driven pricing decisions.
• Build, enhance, and automate analytics to inform rate setting, profitability, and deal structuring.
• Support ad hoc analysis and strategic initiatives in a fast-paced, dynamic environment.

Skills

Mortgage pricing

Ownership mindset

Curiosity

Relationship builder

Attention to detail

Resourcefulness

Versatility

Education

Bachelor’s degree in Finance, Economics, Business, Data Analytics, or related field

Advanced degree a plus

Tools

Excel

VBA

Tableau

Power BI

SQL

Python

Alteryx

Job description

Morgan Stanley is a global financial services leader with three core businesses - Institutional Securities, Asset Management, and Global Wealth Management. Global Wealth Management is offered by the Morgan Stanley Wealth Management (MSWM) franchise, which has one of the world’s largest networks of Financial Advisors. In addition to our comprehensive financial services, which include brokerage, investment advisor, financial and wealth planning, annuities, insurance and retirement, Morgan Stanley is continuing to enhance our lending, trust and cash management capabilities. By combining our lending financial services business with private banking products built specifically to service the needs of Financial Advisors and their clients, we can tailor banking and lending solutions to client needs.

Morgan Stanley Home Loans is expanding its retail Mortgage Lending Division. We are looking for the best of the best to provide premier mortgage services to our clients. As part of Global Wealth Management Division (GWM), we have a partnership with Morgan Stanley’s retail brokerage network that provides a proprietary source of inbound business.

Join a high-impact team shaping how we price, analyze, and deliver mortgage solutions for Morgan Stanley’s Wealth Management clients. As an AVP/Associate in Mortgage Pricing & Analytics, you’ll operate at the intersection of strategy, analytics, and execution - driving decisions that directly influence growth, profitability, and client experience.

What You’ll Do

• Own and evolve mortgage pricing strategies across products and client segments
• Translate market trends, competitive dynamics, and portfolio performance into actionable insights
• Partner across Sales, Finance, Treasury, Risk, and Product to deliver timely, data-driven pricing decisions
• Build, enhance, and automate analytics to inform rate setting, profitability, and deal structuring
• Support ad hoc analysis and strategic initiatives in a fast-paced, dynamic environment

What Sets You Apart

• Ownership mindset – you take initiative and deliver end-to-end outcomes
• Curiosity – you challenge assumptions and dig into the “why” behind the data
• Relationship builder – you collaborate and influence across teams and seniority levels
• Subject matter expertise – strong grounding in mortgage products, pricing, or financial analytics
• Attention to detail – you balance precision with speed
• Resourcefulness – you navigate ambiguity and find solutions
• Versatility – you’re comfortable wearing multiple hats

Qualifications & Experience

• 4+ years of experience in mortgage pricing, banking, financial services, or analytics-driven roles
• Bachelor’s degree in Finance, Economics, Business, Data Analytics, or a related field (advanced degree a plus)
• Strong understanding of mortgage products, rate sheets, and pricing dynamics preferred
• Solid grasp of P&L drivers, profitability analysis, and financial modeling
• Advanced Excel and VBA skills (modeling, scenario analysis, data manipulation)
• Experience with data visualization tools (e.g., Tableau, Power BI)
• Familiarity with SQL or other data querying tools is a plus
• Exposure to AI/automation tools (e.g., Python, Alteryx, or similar) to enhance analytics and efficiency
• Ability to work with large datasets and translate insights into business decisions

What You Can Expect From Morgan Stanley At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.

To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.

Expected base pay rates for the role will be between $85,000 and $140,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.

Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.

Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.