Mortgage Post Closing Specialist

TRUSTONE FINANCIAL CREDIT UNION; Minneapolis (MN); On-site; USD 45,000 - 55,000; Full time

Benefits offered by this job

Health insurance

Paid time off (PTO)

401(k) with employer match

Holiday pay

Tuition reimbursement

Job summary

TruStone Financial Credit Union is seeking a Mortgage Onboarding Specialist for its Plymouth office. You will onboard loans into the servicing system, ensuring accuracy and timely delivery to investors, while confirming post-closing conditions are met.

Ideal candidates have a 2+ year Encompass post-TRID background, knowledge of CONV/FHA/VA/USDA products, and strong organizational and communication skills in a regulated environment.

Qualifications

• Bachelor’s Degree in Finance, Business Administration or related field, or equivalent work experience.
• 2+ years of working experience on Encompass post-TRID.
• CONV/FHA/VA/MHFA/USDA experience, desired.
• Knowledge of mortgage documentation and regulatory requirements.
• Excellent oral and written communication skills.

Responsibilities

• Onboard loans into servicing software.
• Deliver and ship loans to investors.
• Review post-closing documentation and verify conditions.
• Ensure data accuracy and compliance with regulations.

Skills

Attention to detail

Time management

Team player

Communication skills

Independent work

Education

Bachelor's degree in Finance/Business Administration or related field

Tools

Encompass post-TRID

Job description

Job Description

Job Description

WHAT YOU’LL DO:
TruStone Home Mortgage is a dedicated and specialized division of TruStone Financial Credit Union. This division is focused on the fast-paced and highly-regulated home mortgage market. Loans originated in this division are originated and underwritten to national standards established by divisions of the federal government (e.g. USDA, VA, FHA), government-sponsored enterprises (e.g. FNMA and FHLMC) and large institutional investors. This position is responsible for onboarding loans into servicing software and delivering and shipping loans to various investors. Review post-closing documentation, ensure data is accurate and verify all conditions are met.

WHAT YOU’LL BRING:
Availability to work 40 hours per week Monday through Friday between the hours of 8:00am – 4:30pm at our Plymouth Corporate Office location; non-exempt.

In addition:

• Bachelor’s Degree, preferably in Finance, Business Administration or a related field, or equivalent work experience.
• 2+ years of working experience on Encompass post-TRID.
• CONV/FHA/VA/MHFA/USDA experience, desired.
• Knowledge of mortgage documentation and regulatory requirements.
• Solid time management skills and the ability to organize, prioritize, and perform multiple tasks simultaneously.
• Ability to identify and facilitate change in a deadline driven, highly regulated environment.
• Work well under pressure and able to meet externally influenced deadlines.
• Detail oriented; advanced problem-solving skills.
• Comfortable working with and balancing data in a variety of loan systems.
• Ability to work as a team player, being flexible and dependable as well as the ability to work independently while displaying initiative and decision-making skills.
• Excellent oral and written communication skills.
• Maintain a high level of business acumen with the ability to develop strong relationships with borrowers, branch personnel and industry partners.
• Competency in basic math and technology skills.
• Able to work overtime, as needed.
• Maintain compliance with the Bank Secrecy Act and all its provisions.
• Ability to pass all pre-employment drug test and various background checks.
• Responsible for regular and reliable attendance at the workplace.

**WHO WE ARE:
** TruStone Financial is a member-owned credit union offering comprehensive, straightforward, and competitive financial solutions designed to support our members’ financial health. Established in 1939 by a group of teachers, TruStone Financial has grown into Minnesota’s second-largest credit union. With over 550 dedicated employees, we serve more than 200,000 members across 23 branches in Minnesota and Wisconsin. Our vision is to deliver exceptional financial experiences, and to achieve this, we need exceptional people! Join our expanding team and help us fulfill our mission to engage, educate, and inspire members toward lifelong financial well-being.

WHAT WE OFFER:

The salary range for this position is $21.50 to $26.50 per hour. In addition, we offer:

• Competitive pay and incentive programs for all positions.

• Health insurance with the ability to choose which plan option is best for you – a Traditional Health Plan or Health Savings Plan.

• Affordable dental and vision insurance coverage.

• Earn 22 days of paid time off annually for full-time employees with an equivalent accrual for part-time employees – and, the longer your tenure, the more PTO you’ll have to enjoy.

• 10+ paid holidays each year.

• Up to 16 hours of paid time annually to volunteer for organizations you are passionate about.

• 401(k) with 50% employer match on the first 6% you contribute – plus, after one year of service, an additional 3% safe harbor employer contribution that is immediately 100% vested regardless if you are contributing or not.

• Eligibility for profit sharing opportunities in the form of a contribution to your 401(k) account.

• Employer-paid Short Term and Long Term Disability benefits.

• Employer-provided life insurance up to 2.5x your base salary with the option to purchase additional coverage for yourself, spouse and eligible dependents.

• Reimbursement for higher education expenses of up to $5,250 per calendar year (including tuition, books and activity fees).

• Career development opportunities – including our STEP job shadow program, TruStone Academy certification courses, Mentorship Program and more.

• Special employee discounts when you join TruStone Financial as a credit union member.

• Employee activities, events, discounts, and many other great benefits and perks!

TruStone Financial Credit Union is an Affirmative Action and Equal Opportunity Employer of Protected Veterans, Individuals with Disabilities and all Protected Classes.