Mortgage Portfolio Risk Management - Vice President

Citi; New York (NY); Hybrid; USD 140,000 - 180,000; Full time

Job summary

Citi is seeking a Vice President in Mortgage Portfolio Risk Management. This senior-level role involves managing Citi's portfolio exposure to clients and counterparties globally and conducting credit reviews and approvals.

The ideal candidate will have 10-13 years of relevant experience, strong analytical skills, and a bachelor’s degree or equivalent. A flexible schedule to work from 1 PM to 10 PM is required.

Qualifications

• 10-13 years of relevant experience.
• Demonstrated ability to drive results with urgency.
• Proven ability to manage multiple projects in a fast-paced environment.

Responsibilities

• Contribute to the development of new techniques and improvement of processes.
• Develop recommendations to adjust credit policies by analyzing performance.
• Manage risk levels for the entire credit spectrum across multiple products.

Skills

Knowledge of commercial risk analytics

Ability to apply credit and risk principles

Organizational and analytic skills

Education

Bachelor's degree/University degree or equivalent experience

Tools

Statistical Analysis System (SAS)

Job description

Mortgage Portfolio Risk Management - Vice President

Job Req Id: 26945656

Location(s): Haryana, India

Job Type: Hybrid

Posted: Mar. 11, 2026

Job Overview

The Credit Portfolio Officer is an senior-level position responsible for conducting credit reviews, credit approval and monitoring the mortgage portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Responsibilities

• Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
• Develop recommendations to adjust credit policies by analyzing credit and financial performance and setting portfolio risk appetite
• Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
• Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
• Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
• Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications

• 10-13 years of relevant experience
• Knowledge of commercial risk analytics
• Ability to apply credit and risk principles toward business goals
• Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
• Proven ability to remain organized in a fast-paced environment, managing multiple projects
• Proven interpersonal, organizational and analytic skills

Education

• Bachelor's degree/University degree or equivalent experience

Shift

Flexible to work in 1 PM to 10 PM

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.