MORTGAGE ORIGINATOR

Vermont Federal Credit Union; Burlington, Northern (VT, KY); Hybrid; USD 81,554,000 - 122,469,000; Full time

Job summary

Vermont Federal Credit Union is seeking a Mortgage Originator at our South Burlington Branch to generate loan applications for purchases and refinances. You will manage the loan process from origination to closing, keeping members and partners informed throughout.

You will build relationships, stay current on VHFA/VA programs, and engage in community events to promote homeownership. The role requires mortgage/real estate experience and strong communication skills; occasional evenings or weekends

Qualifications

• Two years’ experience in mortgage banking or real estate.
• Ability to learn and work in a fast-paced environment.
• Excellent written, verbal and interpersonal communication skills.
• Strong planning, time management and organizational skills.

Responsibilities

• Generate applications for the purchase and refinance of home loans that meet or exceed production goals.
• Oversee the real estate loan process from origination through closing with ongoing updates to members, agents and partners.
• Participate in community efforts and seminars to promote mortgage financing and homeownership.
• Build and maintain industry relationships that lead to external loan production.
• Maintain knowledge of lending programs, compliance, policies and procedures including VA, VHFA, and Conventional Loans.
• Interact with loan processors, underwriters, and closers to improve approval times and member satisfaction.

Skills

Mortgage banking

Real estate knowledge

Excellent communication

Time management

Tools

Microsoft Word

Microsoft Outlook

Microsoft Excel

Job description

Vermont Federal Credit Union values each individual and their unique abilities and strengths to help form the foundation of Vermont Federal's culture. Our employees are at the core of Vermont Federal and we strive to make that a priority every day. As an organization, our stated Purpose is to help Vermonters prosper, no matter where they may be on life’s journey. Every employee at Vermont Federal Credit Union contributes in their own way to achieve this goal and is set up for success in a fun, supportive, and collaborative environment. We are looking for friendly, self-motivated individuals who enjoy helping people, have strong communication skills, are detail-oriented, and enjoy working as part of a team. If you are interested in a career in the financial service industry and want to make a difference in your community, we want you to be part of our team. Please visit our website for full details of our very competitive benefits program.

Vermont Federal Credit Union is recruiting for a Mortgage Originator out of our South Burlington Branch.

Hourly Range: $28.49 - $42.74

Job Description:

• Generate applications for the purchase and refinance of home loans that meet or exceed Vermont Federal production goals.
• Ensure an exceptional member experience by overseeing the real estate loan process from origination through closing while providing on-going communication and status updates to members, agents and other partners.
• Participate in community efforts and seminars to promote / educate members on mortgage financing and homeownership.
• Build and maintain industry relationships that lead to external loan production.
• Maintain current and thorough knowledge of lending programs, compliance, policies and procedures including VA, VHFA, and Conventional Loan Programs.
• Interact closely with loan processors, underwriters, and closer to achieve goals in approval times and member satisfaction.

Requirements:

• At least two years’ experience in mortgage banking or real estate business.
• Ability to learn and work in a fast-paced environment.
• Excellent written, verbal and interpersonal communication skills.
• Strong planning, time management and organizational skills to meet deadlines.
• Strong analytical ability with active listening skills.
• Ability to work occasional evenings or weekends or attend networking events.
• Ability to maintain confidentiality of sensitive information.
• PC proficient including Word, Outlook, and excel.
• Knowledge of the secondary market, VHFA and VA mortgage programs a plus.

Don’t meet every single requirement? Studies have shown that women and people of color are less likely to apply to jobs unless they meet every single qualification. At Vermont Federal Credit Union we are dedicated to building a diverse, inclusive and authentic workplace, so if you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyways. You may be just the right candidate for this or other roles.

Please be sure to attach your resume. Applications without an attached resume will be considered incomplete. Vermont Federal Credit Union is an Equal Opportunity Employer.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.