Mortgage Operations Processor

German American Bank; Whitehall (OH); On-site; USD 48,000 - 68,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

Disability & Life insurance

PTO & holidays

Education assistance

Parental bonding leave

Wellness benefits

Life event coverage

Service awards

401(k) match

Stock purchase plan

Discount programs

Logo wear discounts

Free checking

Job summary

German American Bank is seeking a Mortgage Operations Processor to coordinate mortgage file processing from application to closing, ensuring completeness and accuracy. You will review new loan files, gather documentation, and prepare files for underwriting, while working with originators, underwriters, and partners to meet SLA.

Strong analytical, organizational, and communication skills are essential. Prior mortgage lending experience and familiarity with Encompass LOS are a plus.

Qualifications

• Strong analytical, organizational, and communication skills.
• Familiarity with mortgage lending processes is preferred.

Responsibilities

• Review new loan files for completeness and accuracy.
• Gather and organize required documentation.
• Prepare files for underwriting and coordinate with appraisers, title work, and other documents.
• Clear underwriting conditions and prepare Loan Estimate disclosures as needed.
• Assist in moving loans from application to closing.

Skills

Analytical skills

Organizational skills

Communication skills

Tools

Encompass LOS

Job description

Overview

As a Mortgage Operations Processor you will perform a variety of duties, both clerical and technical. Your focus will be coordinating the processing of mortgage loan files for completeness and accuracy.

What You'll Do

Day in the Life – Every day you'll help ensure a smooth and efficient mortgage process by reviewing new loan files for completeness, gathering and organizing required documentation, and preparing files for underwriting. You'll coordinate appraisals, title work, flood determinations, and other required documentation while working closely with mortgage loan originators, underwriters, and other partners to meet established service level expectations. You'll also clear underwriting conditions, prepare Loan Estimate disclosures as needed, and play a key role in helping loans move successfully from application to closing.

What it Takes

To qualify for this role, you'll need to have strong analytical, organizational, and communication skills, along with the ability to build positive working relationships and manage multiple priorities.

Previous mortgage lending experience is preferred, and familiarity with the Encompass Loan Origination System (LOS) is a plus.

Bonus Points

• Bilingual/multilingual

What we can offer you

• Medical, dental, vision, STD, LTD, Life insurance, etc.
• 17 days paid time off, 11 paid holidays, and bereavement leave
• Education Assistance Program
• Paid Parental Bonding Leave
• Wellness benefits
• Life event coverage
• Service awards
• Financial benefits including 401(k) match, stock purchase plan and more
• Great deals on both national and local discounts on everything from computers and vacations to phones and retail shopping
• Logo wear discounts
• Free checking account, checks and discounted bank services

About Us

German American Bancorp and its family of financial services companies employ talented, compassionate people throughout the organization, truly making German American special. Delivering genuine, customized, personal service with a focus on truly serving customers and communities well, our employees bring the Shield of Excellence commitment to life with each and every interaction.

German American Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (pregnancy, sexual orientation, or gender identity), age (40 or older), national origin, genetic information, veteran status, disability, or any other basis protected by law.

German American is committed to the full inclusion of all qualified individuals. As part of this commitment, if you require reasonable accommodation in completing the application process, interviewing, or completing any pre‑employment testing, please direct your inquiries to our Talent Acquisition team at 812‑482‑0717 or [e-mail].

German American employees are required to adhere to laws and regulations applicable to banks and to German American policies and procedures. Applicants should expect to complete necessary pre‑employment screening pursuant to these laws, regulations, and policies.