Mortgage Loan Support Specialist

City National Bank; California; On-site; USD 50,000 - 60,000; Full time

Benefits offered by this job

Comprehensive healthcare coverage

401(k) company matching contribution

Career development through tuition reimbursement

Valued Time Away benefits

Specialized health and family planning benefits

Colleague Resource Groups support

Job summary

Itlearn360 is seeking an External Loan Officer Assistant in California to support mortgage loan officers by handling administrative tasks and communicating with borrowers. The ideal candidate should have at least 5 years of customer service experience and be registered under the Secure and Fair Enforcement for Mortgage Licensing Act.

This commission-based role offers a starting salary range between $50,000 and $60,000 annually.

Qualifications

• Minimum 5 years of Customer Service or financial experience.
• Must be in good standing under the Safe Act and registered with NMLS.
• Excellent verbal and written communication skills.

Responsibilities

• Assist mortgage loan officer with administrative tasks.
• Prepare and review loan applications for accuracy.
• Provide exceptional customer service throughout the loan process.

Skills

Customer Service

Communication Skills

Analytical Skills

Education

High School Diploma

Bachelor's Degree

Job description

Loan Officer Assistant - Retail job at City National Bank. California. Overview:

EXTERNAL LOAN OFFICER ASSISTANT- MORTGAGE BANKING

WHAT IS THE OPPORTUNITY?

An external mortgage loan officer assistant (LOA) provides support to one or more mortgage loan officers by handling administrative tasks, assisting in the loan application process, and ensuring smooth communication between all parties involved. The loan officer assistant is responsible for the identification and receipt of all supporting documentation needed in the file as well as coordination with the operational support team to drive a successful customer experience. The LOA is primarily responsible for daily pipeline management, basic communication with the customer and all parties in the transaction, and notification to the senior loan officer of all progress and/or risk items.Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.

WHAT WILL YOU DO?

• Assist the mortgage loan officer with the day-to-day administrative tasks, including managing calendars, scheduling appointments, and handling correspondence.
• Prepare and review loan applications and documentations to ensure accuracy and completeness before submission to underwriting
• Provide exceptional customer service by addressing client questions and concerns throughout the loan process. Assist clients in understanding the mortgage process and the documentation required comments sharing they feel supported and informed throughout.
• organize and maintain files, records, and databases related to the mortgage loan applications
• Assists the Loan Officer in submitting conditions, monitoring expiration date on credit commitments.
• Contacts borrowers directly for additional information related to loan requests including documentation require to meet conditions necessary to complete the successful closing of the loan.
• Provide ongoing support for compliance with all applicable laws, regulations and administrative duties.
• Answers calls from borrowers, escrow, title, agents etc. regarding status and general questions throughout the process of the loan.
• Maintains a proactive commitment to established Bank programs, such as Customer first, Community Reinvestment Act (CRA) and Equal Employment Opportunity.

WHAT DO YOU NEED TO SUCCEED?

Required Qualifications*

• H.S. Diploma
• Bachelor's Degree Preferred
• Minimum 5 year of Customer Service experience or financial experience
• Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.

Additional Qualifications

• Excellent verbal and written communication skills. Must have good analytical skills and the ability to pay close attention to detail.
• Utilizes independent judgment under general supervision.
• May interact with clients, and occasionally with vendors and other outside lending institutions to obtain information and/or request documents.
• Considerable knowledge of the job and the practical application to problems and situations ordinarily encountered.

WHAT'S IN IT FOR YOU?

Compensation

This is a commission-based role and does not have a set salary range. Starting base salary: $50,000 - $60,000 per year. Exact compensation may vary based on skills, experience, and location.

Benefits and Perks

At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:

• Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
• Generous 401(k) company matching contribution
• Career Development through Tuition Reimbursement and other internal upskilling and training resources
• Valued Time Away benefits including vacation, sick and volunteer time
• Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
• Career Mobility support from a dedicated recruitment team
• Colleague Resource Groups to support networking and community engagement

Get a more detailed look at our Benefits and Perks .

ABOUT US

Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at About Us .

INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT

City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.

Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.