Mortgage Loan Specialist – Impactful Home Financing

TowneBank; Covington (LA); On-site; USD 55,000 - 95,000; Full time

Benefits offered by this job

Competitive benefits

Resources needed to succeed

Advanced technology

Innovative marketing

Excellence in operations

Job summary

TowneBank Mortgage in Covington, LA is hiring a Mortgage Loan Officer to originate loans in compliance with policy. You will interview applicants, pre-qualify, collect documents, and quote rates while managing client pipelines.

The ideal candidate has 1+ year experience with VA/FHA/Conventional/VHDA loans, a proven sales record, and knowledge of FNMA/FHLMC underwriting guidelines. Encompass and MS Office skills are a plus; strong integrity and communication are essential.

Qualifications

• Has at least 1-year experience originating VA, FHA, Conventional and VHDA loans.
• Has a proven sales record based on closed loan production.
• Currently possess sources of referral business for purchase transactions.
• Has a High School Diploma or equivalent.
• Has an awareness of FNMA/FHLMC, FHA, VA and VHDA underwriting guidelines.
• High degree of personal integrity.
• Self-motivated.
• Strong interpersonal skills.
• Attention to detail.

Responsibilities

• Provides service to applicants and prospective customers seeking home loan, including interviewing, pre-qualification and pre-approval.
• Completes application and gathers supporting documentation.
• Reviews and completes regulatory disclosures with customer.
• Maintains existing and generates new sources of referral business.
• Quotes interest rates and secures pricing through the Secondary Marketing Department on behalf of the Customer.
• Inputs application data into Loan Origination Software (LOS).
• Utilizes automated underwriting systems (AUS) to obtain credit recommendations.
• Communicates with customers, both internal and external, regarding the status of the loan and relays information to all interested parties.
• Manages your pipeline of loans to verify accuracy of the current loan status.

Skills

VA/FHA/Conventional VHDA loan orig

Sales track record

Referral network

Interpersonal skills

Education

High School Diploma or equivalent

Tools

Encompass origination software

Microsoft Office

Job description

TowneBank Mortgage in Covington, LA is hiring a Mortgage Loan Officer to originate loans in compliance with policy. You will interview applicants, pre-qualify, collect documents, and quote rates while managing client pipelines.

The ideal candidate has 1+ year experience with VA/FHA/Conventional/VHDA loans, a proven sales record, and knowledge of FNMA/FHLMC underwriting guidelines. Encompass and MS Office skills are a plus; strong integrity and communication are essential.