Mortgage Loan Processor II

Oregon-State-Credit-Union; Corvallis (OR); Hybrid; USD 82,656,000 - 93,677,000; Full time

Benefits offered by this job

Collaborative culture

Mentorship and promotion opportunities

Bonuses

Paid holidays and PTO

Medical, dental, vision, life, and STD

401k match

FSA/HSA

Wellness and recognition programs

Premier membership perks

Job summary

Oregon State Credit Union is seeking a Mortgage Loan Processor II to guide real estate loans from application to funding. You will collaborate with members, loan officers, underwriters and partners to ensure accuracy and efficiency in the lending process.

The role requires processing and tracking mortgage applications, reviewing documents, and maintaining compliant files while meeting deadlines. Strong communication, organization and attention to detail are essential for success.

Qualifications

• High school diploma or GED required.
• Two years real estate lending experience required, incl. secondary market guidelines.
• Customer service experience required.
• Ability to process mortgage loan applications and prepare underwriting files.
• Strong time management and attention to detail.

Responsibilities

• Obtain and review supporting documentation for loans.
• Prepare complete loan files for underwriting review.
• Track loans and monitor pipelines to ensure timely closings.
• Make Home Equity Loan/LOC decisions within authority.

Skills

Mortgage processing

Customer service

Communication

Organization

Problem solving

Attention to detail

Microsoft Word

Excel

Loan documentation systems

Real estate lending software

Compliance

BSA/AML/OFAC

SAFE Act

Education

High school diploma or GED

Two years real estate lending experience

Tools

Microsoft Word

Excel

Loan documentation systems

Real estate lending software

Job description

Are you organized, detail-oriented, and passionate about helping members achieve their homeownership goals? Join Oregon State Credit Union as a Mortgage Loan Processor II and play a key role in guiding real estate loans from application through funding. In this role, you'll work closely with members, loan officers, underwriters, and external partners to ensure a smooth, accurate, and efficient lending experience.

As a Mortgage Loan Processor II, you'll be responsible for obtaining and reviewing supporting documentation, preparing complete loan files for underwriting review, tracking loans throughout the process, and monitoring loan pipelines to ensure timely closings and funding. You'll also make credit decisions on Home Equity Loans and Lines of Credit within established authority while delivering exceptional service to members and coworkers alike

What you will need to be successful:

Mortgage Lending & Processing Expertise:

Ability to process and track mortgage loan applications, review supporting documentation, prepare files for underwriting, and ensure compliance with secondary market and internal lending guidelines. Experience managing multiple loans in various stages of the process while meeting deadlines and funding expectations.

Communication & Relationship Building:

Strong written and verbal communication skills with the ability to effectively assist members, loan officers, underwriters, branch staff, and external real estate partners. Commitment to providing exceptional service and maintaining positive professional relationships.

Organization & Problem Solving:

Excellent time management, analytical thinking, and problem-solving skills. Ability to monitor loan pipelines, identify issues, prioritize work, and coordinate activities to keep transactions moving efficiently toward closing and funding.

Technical Proficiency & Accuracy:

Proficiency with Microsoft Word, Excel, loan documentation systems, and real estate lending software. Strong attention to detail and ability to review documentation thoroughly while maintaining accurate records and loan files.

Compliance & Decision Making:

Ability to maintain confidentiality and ensure compliance with all credit union policies, procedures, and applicable regulations, including BSA/AML/OFAC requirements. Ability to make Home Equity Loan and Home Equity Line of Credit decisions within established approval limits and maintain SAFE Act registration requirements.

Education & Experience:

High school diploma or GED required. Two years of real estate lending experience required, including experience working with secondary market investor underwriting guidelines. Customer service experience required.

Ways we'll appreciate you:

• A collaborative and positive workplace culture
• Initial and on-going support, training and mentorship with promotion opportunities
• Competitive wages, bonuses, paid holidays and paid time off
• 100% credit-union-paid employee coverage for medical, dental, vision, life and disability insurance; dependent coverage also available
• 401k Plan with an amazingly generous credit union match!
• Tax-saving Flexible Spending and Health Savings Plans
• Premier membership perks, company clothing, wellness and recognition programs

Since it began in 1954, Oregon State Credit Union has been a member-owned, not-for-profit financial services institution. We exist for the benefit of our member-owners, and not to profit from them. That's what makes us different from banks and how we're able to create financial solutions that make lives better.

Location:1980 NW 9th St, Corvallis, OR
Work type: Full-time, hybrid and non-exempt
Compensation: $28.90/hr DOE + bonus

Oregon State Credit Union is an equal opportunity employer, including veterans and individuals with disabilities.

The information above provides the general nature of work performed in this position and outlines primary qualifications. The successful candidate must be able to demonstrate that they have the legal right to work in the US and pass a background screening to the satisfaction of Oregon State Credit Union.