Mortgage Loan Processor: Detail-Driven & Client-Focused

Howard Hanna Real Estate Services; Cleveland (OH); On-site; USD 45,000 - 75,000; Full time

Job summary

Howard Hanna Mortgage in Ohio seeks a full-time Mortgage Loan Processor to review applications, ensure disclosures, and prepare files for underwriting and closing.

You will maintain applicant communication, manage a mortgage pipeline, and collaborate with post-closer and QC to meet investor requirements.

The ideal candidate has 3 years mortgage banking experience, strong communication and analytical skills, and proficiency with Microsoft Office.

Qualifications

• Three (3) years of mortgage banking experience, preferable in loan processing.
• High school diploma required.
• Experience processing files in New York State required.
• Excellent communication skills (oral, written and phone).
• Ability to interact effectively with customers and staff to solve problems and contribute to the team.
• Strong analytical skills with aptitude for figures.
• Reliable, proactive, and self-motivated.
• Exceptional attention to detail with the ability to handle multiple duties.
• Proficient in Microsoft Office programs and data entry.
• Manage workload and meet deadlines.

Responsibilities

• Review application package for required program disclosures and Company, Agency, Investor, RESPA and ECOA compliance.
• Maintain open line of communication with the applicant throughout the processing period, assisting them with any questions and notifying them of any additional information or documents required.
• Notify borrowers and Finance Manager of underwriting decision and any condition that must be satisfied prior to title transfer.
• Send out all applicable approval letters to parties, borrower, finance manager, selling realtor, etc.
• Copy credit package and prepare file for closing department. Be sure information for insurance is in file.
• Maintain an accurate pipeline record and update for all loans in process.
• Work closely with post-closer to meet any additional requirements from investor for their completion to purchase.
• Work closely with Operations Manager to maintain updated QC reports, make any corrections necessary and remit to QC for review
• Perform all other duties and tasks as may be directed by the employee’s supervisor and/or management.

Skills

Mortgage banking experience

Excellent communication

Analytical skills

Self-motivated

Attention to detail

Education

High school diploma

Tools

Microsoft Office

Job description

Howard Hanna Mortgage in Ohio seeks a full-time Mortgage Loan Processor to review applications, ensure disclosures, and prepare files for underwriting and closing.

You will maintain applicant communication, manage a mortgage pipeline, and collaborate with post-closer and QC to meet investor requirements.

The ideal candidate has 3 years mortgage banking experience, strong communication and analytical skills, and proficiency with Microsoft Office.