Mortgage Loan Processor; BR 23 - Gilbert; 5.5.2025

Texana Bank, Inc.; Gilbert (AZ); Remote; USD 40,000 - 80,000; Full time

Job summary

An established industry player is seeking a Mortgage Loan Processor to join their team in Gilbert, AZ. This role involves evaluating loan applications, analyzing credit standings, and ensuring compliance with regulatory standards. The ideal candidate will have a strong background in loan processing, excellent communication skills, and the ability to work efficiently under pressure. Join a dynamic team that values customer relationships and offers a supportive work environment. If you have a passion for helping clients navigate their mortgage options, this opportunity is perfect for you.

Qualifications

• 5+ years processing conventional, VA, and FHA loans preferred.
• Strong knowledge of direct/indirect lending procedures.

Responsibilities

• Perform initial appraisal of potential borrowers and assess credit standings.
• Coordinate all aspects of submission to underwriting and ensure compliance.

Skills

Loan Processing

Customer Service

Communication Skills

Detail Orientation

Organization Skills

Education

High School Diploma

Bachelor's Degree (preferred)

Job description

All Jobs > Mortgage Loan Processor; BR 23 - Gilbert; 5.5.2025

Mortgage Loan Processor; BR 23 - Gilbert; 5.5.2025
Remote Worker

Description

JOB SUMMARY: Responsible for performing initial appraisal of potential borrowers by thoroughly examining their applications; assessing the credit standings of applicants through background research; and interviewing applicants to evaluate their eligibility for loan or mortgage.

ESSENTIAL FUNCTIONS:

• Identify customer needs, explore all options, and suggest different types of loans. Review files for completeness and accuracy.
• Verify accuracy of system input.
• Analyze file for program applicability.
• Review necessary documentation, such as income and asset documentation, credit report, verifications, appraisal report, preliminary title report, etc.
• Follow up with clients to request additional documents as needed or to clarify important points.
• Provide status updates to loan officers, borrowers, and agents.
• Remain up to speed regarding lending and other financial services.
• Coordinate all aspects of submission to underwriting, documentation requests and satisfaction of closing/funding conditions. Coordinate closings as needed.
• Submit files in a timely manner in accordance with company standards.
• Review pre-audit HUD-1 to ensure accuracy. Work with loan officer and title companies to resolve any discrepancies prior to closing.
• Prioritize workflow to ensure time sensitive files are handled in proper order.
• Assure compliance with all regulatory and governmental standards, guidelines, rules and regulations with all regulatory authorities, federal or state ordinances and administrative regulations and statues.
• Forge trust relationship and enhance customer dedication.
• Ensures confidentiality of bank and customer information.
• Performs other duties as assigned.

Requirements

Preferred Skills:

• Preferably 5 years or more processing conventional, VA and FHA loans.

Requirements:

• Post TRID knowledge required.
• Comprehension of direct/indirect lending procedures.
• In-depth understanding of relevant rules and regulations.
• Strong organization skills and detail oriented.
• Excellent communication and sales skills.