Mortgage Loan Processor

CBC Mortgage Agency; South Jordan (UT); Híbrido; USD 65 000 - 90 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Hybrid work schedule

Health, Dental, Vision benefits

401k match

Resumo da oferta

CBC Mortgage Agency in South Jordan, UT seeks an experienced Mortgage Loan Processor to manage a high-volume pipeline from submission to closing at our national headquarters. You will coordinate with loan officers, underwriters and borrowers to clear conditions and deliver a timely close.

The role requires 5+ years in processing FHA/VA/Conventional/Jumbo loans, strong DU/LPA, LendingPad LOS, and familiarity with Encompass or similar systems. Hybrid work options available after onboarding.

Qualificações

• Minimum 5 years of hands-on mortgage loan processing experience.
• Expert knowledge of FHA, VA, Conventional, and Jumbo loan guidelines.
• Proficiency with LendingPad LOS preferred; Encompass or similar LOS required.
• Strong DU/LPA knowledge and ability to interpret decisions.
• Excellent verbal and written communication and tight deadline management.

Responsabilidades

• Manage a high-volume pipeline from submission to closing.
• Review income, assets, and credit documentation for accuracy.
• Liaise between loan officers, underwriters, and borrowers to clear conditions and obtain a Clear to Close.
• Order and verify third-party reports (appraisals, title, flood, VOEs).
• Ensure compliance with TRID and federal/state regulations.
• Provide regular status updates to borrowers and real estate partners.

Conhecimentos

Mortgage loan processing

FHA/VA/Conventional

LendingPad LOS

Encompass LOS

DU/LPA

Communication skills

Formação académica

High School Degree or higher

Ferramentas

LendingPad

Encompass

Descrição da oferta de emprego

Description

Job Summary

We are seeking an experienced Mortgage Loan Processor to join our team at our national headquarters in the South Jordan, Utah area. In this role, you will act as the primary performer of the tasks and workflow of the application while the loan is in process, managing a high-volume pipeline from initial submission through to closing. The ideal candidate has 5+ years of experience in processing FHA, VA, Conventional, and Jumbo loans, and is looking for a stable, fast-paced environment with a national presence.

What We Offer:

• Competitive salary commensurate with experience.
• Comprehensive benefits package (Health, Dental, Vision, 401k match, and more).
• Hybrid work environment - This role is based in our South Jordan, Utah headquarters, with flexibility for a hybrid schedule (combining in-office and remote work) after the initial onboarding period.
• A stable, national presence with opportunities for growth at our headquarters.

Key Responsibilities:

• Pipeline Management: Manage a high-volume pipeline of residential mortgage loans (FHA, VA, Conventional, Jumbo), ensuring files are accurate, complete, and move through the process efficiently.
• Document Review & Verification: Thoroughly review loan applications, income, assets, and credit documentation to identify potential red flags and ensure accuracy.
• Underwriting Liaison: Act as the primary liaison between Loan Officers, Underwriters, and borrowers, proactively clearing conditions to obtain a "Clear to Close".
• AUS Familiarity: Proficiently run and interpret desktop underwriting systems (DU/LPA).
• Documentation Ordering: Order and verify third-party reports, including appraisals, title reports, flood certifications, and VOEs.
• Compliance: Ensure all loan files comply with federal, state, and company policies, including TRID regulations.
• Communication: Provide regular status updates to borrowers, loan officers, and real estate agents to ensure a smooth, timely closing.

Requirements

Qualifications

• Experience: Several years of active, hands-on experience in mortgage loan processing.
• Loan Types: Expert knowledge of FHA, VA, Conventional, and Jumbo loan guidelines.
• Systems: Proficiency in LendingPad LOS is preferred; experience with Encompass or similar LOS required.
• Technology: Strong proficiency in Desktop Underwriter (DU) / Loan Prospector (LPA).
• Skills: Excellent verbal and written communication skills, with a high degree of attention to detail and ability to work under tight deadlines.

Work Environment

This position may be remote or in-office at CBCMA’s onsite location in South Jordan, UT.

Physical Requirements:

• Prolonged periods of sitting at a desk.
• Must be able to lift up to 15 pounds at times.
• Prolonged hours working on a computer looking at screens and computer monitor

Position Type/Expected Hours of Work

This is a full-time position, and hours of work and days are Monday through Friday, 8 a.m. to 5 p.m. with occasional evenings as job duties demand.

Travel

No travel is expected.

Education and Experience

1. Minimum 5 years experience in an active, hands-on role in mortgage loan processing.
2. Solid knowledge and understanding of FHA, VA, Conventional, and Jumbo loan guidelines.
3. High School Degree/GED or higher.

Additional Eligibility Qualifications

None.

Work Authorization/Security Clearance

Must be authorized to legally work within the United States of America.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.