Mortgage Loan Originator - Outside; BR 40

Texana Bank, N.A.; United States; Remote; USD 34,000 - 69,000; Part time

Job summary

Texana Bank is seeking a part-time Mortgage Loan Originator Team Lead to originate residential loans and support branch loan production. The role may receive overrides on loans originated by other Mortgage Loan Originators and requires outside sales activity per FLSA rules.

You will interview borrowers, evaluate documents, educate clients on loan products, and collaborate with processors, underwriters and other departments to close loans efficiently.

Qualifications

• High school diploma or equivalent; college coursework or degree preferred.
• Valid NMLS license as required by state and federal regulations.
• Mortgage lending or financial services experience preferred.
• Strong interpersonal and communication skills.
• Ability to manage multiple tasks and prioritize in a fast-paced environment.
• Familiarity with loan origination systems and Microsoft Office tools.

Responsibilities

• Originate mortgage loans per guidelines and regulations.
• Interview borrowers to gather financial information and assess eligibility.
• Evaluate documents to determine appropriate loan programs.
• Educate clients on loan products, terms, and procedures.
• Submit applications for processing and underwriting.
• Maintain records in the origination system.
• Ensure timely follow-up with clients, processors and underwriters.
• Collaborate with internal departments to close loans smoothly.
• Meet productivity and quality goals.
• Stay updated on lending policies and industry trends.

Skills

Interpersonal skills

Communication skills

Time management

Education

High school diploma

Tools

Microsoft Office

Loan Origination Systems

Job description

About Texana Bank, N.A.

Texana Bank first opened its doors in 1914 in Linden, Texas. In the past century, banks in our region have come and gone, but Texana is different. At Texana, we believe in growing for the right reasons — to better serve you.

Texana now boasts four full service branches throughout East Texas, in addition to two branches in Arkansas. We also have several mortgage offices to serve you. We’ re bringing honesty back to banking. Our staff has the tools and knowledge to help you achieve your goals faster. At Texana, we call you by name, and we’ re personally invested in your success. We’ re not going anywhere.

Position Type: Part Time, Commission Only

Department: Mortgage

Reports To: Mortgage Branch Manager or Sales Manager

Position Summary

The Mortgage Loan Originator Team Lead is responsible for originating residential mortgage loans and supporting the loan production efforts within the branch. While the role does not include direct supervisory responsibility, the Team Lead may receive overrides on qualified loans originated by other Mortgage Loan Originators. This position must meet the Outside Sales Exemption criteria as defined by the Fair Labor Standards Act (FLSA) and applicable state regulations, meaning a significant portion of the employee’s time is spent conducting sales activities away from the employer’s place of business.

Key Responsibilities

• Originate mortgage loans in accordance with company guidelines and lending regulations


• Conduct borrower interviews to gather required financial information and assess eligibility


• Evaluate applicant financial documents to determine appropriate loan programs


• Educate clients on available loan products, terms, and procedures


• Submit complete loan applications to the processing team for approval and underwriting


• Maintain accurate records in the loan origination system


• Ensure timely follow-up with clients, processors, and underwriters


• Collaborate with internal departments to ensure smooth loan closings


• Meet established productivity and quality goals


• Maintain knowledge of current lending policies, compliance standards, and industry trends

Required Qualifications:

• High school diploma or equivalent; college coursework or degree preferred


• Valid NMLS license as required by state and federal regulations


• Previous experience in mortgage lending or financial services preferred


• Strong interpersonal and communication skills


• Ability to manage multiple tasks and prioritize in a fast-paced environment


• Familiarity with loan origination systems and Microsoft Office tool

Equal Opportunity Statement:

Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law.