Mortgage Loan Originator - OHIO (Remote)

Rolphmortgage; Cincinnati (OH); Remote; USD 80,000 - 100,000; Full time

Job description

Mortgage Loan Originator - OHIO (Remote) at Rolph Mortgage, LLC.

OVERVIEW:

Rolph Mortgage LLC is a mortgage broker company headquartered in Cincinnati OH with license to conduct business in Ohio, Kentucky and Florida. We offer a culture that empowers you, fosters an entrepreneurial spirit, provides growth opportunity educationally and financially in an environment that provides a work-life balance. We are looking for self-starters that have the passion and goals to help families accomplish their dreams of home ownership and accomplish your own dreams along the way.

PAY: $96,000 - $324,000+

BENEFITS:

• Flexible work schedule
• Work from home (Remote)
• Processor Team to get process from underwriting to close
• Your own website landing page
• Marketing Software to automate social media marketing with quick flyers and marketing email templates
• Systems and processes to close in 15 days or less

COMPENSATION PACKAGE:

• Commission Only
• 1099 / Paid Monthly

SCHEDULE:

• 8 hour shift
• Monday to Friday

Skills & Experience

Requirements:

• High school diploma or equivalent.
• An NMLS # is required
• Valid driver's license and current automobile liability insurance

Qualifications:

• A minimum of 0-12 months mortgage origination experience required for Loan Officers.
• Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, title companies, loan processing teams, partner account executives, etc.
• Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
• Ability to quickly assess and process large amounts of data and use of appropriate software technology to facilitate our streamline mortgage process.
• Familiarity with AU software technology.
• Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
• Self-starter with proactive communication skills
• Entrepreneurial spirit in developing leads
• Continue to expand knowledge of issues influencing the industry and the organization.

Responsibilities

• Experience in cold calling new clients for purchase or refinance.
• Ability to handle 5+ leads provided daily for purchase and refinance.
• Loan Officers are expected to meet the Company’s minimum production standards on an ongoing basis, by taking complete and accurate loan applications, using Rolph Mortgage product lending partners.
• Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
• Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
• Collects and analyzes information regarding the customer’s income, assets, investments or debts.
• Evaluates Rolph Mortgage lending partner loan products and services and determines which financial products best meet the customer’s needs and financial circumstances.
• Advises the customer regarding the advantages and disadvantages of different loan products.
• Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
• Oversees the loan process by monitoring loan status and ensures conformity with terms.
• Communicates loan status to all interested parties, and obtains loan documentation after closing.
• Negotiates terms and conditions of loans with customers.
• Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
• Maintains a professional image and adheres to standards consistent with company policies and procedures.
• Other duties as assigned.

This is a full-time position.

About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.