Mortgage Loan Originator (EP)

First American Bank NM; El Paso (TX); On-site; USD 55,000 - 75,000; Full time

Job summary

First American Bank NM is seeking a Mortgage Loan Originator to originate documents for family residential loans, including portfolio and secondary market loans.

You will interview borrowers, determine eligible programs, order credit reports and appraisals, and assist processors while maintaining lender relationships.

Candidates should have real estate lending knowledge, strong communication and organizational skills, and a Bachelor's degree; two years mortgage lending experience preferred.

Qualifications

• Bachelor's degree in business, finance or related field; mortgage/real estate knowledge preferred.
• Two years mortgage lending experience preferred.
• Strong communication, organization, multitasking and independent work skills.
• Proficiency with Microsoft Office.

Responsibilities

• Interview prospective borrowers to determine applicable loan program.
• Make credit recommendations.
• Order credit reports, appraisals, surveys, title documentation, and assist processors with verification process.
• Maintain working relationship with borrowers, realtors, service providers, and fellow employees.
• Meet disclosure requirements and adhere to all federal and state banking and lending regulations.

Skills

Communication skills

Organizational skills

Multitasking

Independent work

Customer focus

Regulatory knowledge

Education

Bachelor's degree in business

Tools

Microsoft Office

Job description

Summary: Responsible for originating all documents for family residential mortgage loans; including loans maintained in the bank's portfolio and the secondary market.

Responsibilities: Interview prospective borrowers to determine applicable loan program. Make credit recommendations. Order credit reports, appraisals, surveys, title documentation, and assist processors with verification process. Maintain working relationship with borrowers, realtors, service providers, and fellow employees. Meet disclosure requirements and adhere to all federal and state banking and lending regulations.

Requirements: Must have familiarity with laws & regulations governing real estate lending and the banking industry. Possess good organizational skills, be multi-task oriented and have the ability to work independently in a deadline driven environment; confidentiality is a must. Excellent communication skills. Drive for customer satisfaction and embrace bank's sales and cross-servicing culture by knowledge of our products and services. Have working knowledge in Microsoft Office software. Bachelor's degree in business, finance or related field; experience in accounting, finance, real estate or business management is preferred. Candidates with a minimum of two years prior Mortgage Lending experience will be given preference.

First American Bank is an Equal Opportunity Employer and does not discriminate on the basis of any protected trait, including gender, race, ethnicity, disability, or veteran status.