Mortgage Loan Originator; BR 57

Texana Bank, N.A.; United States; Remote; USD 28,000 - 52,000; Full time

Job summary

Texana Bank is hiring a Mortgage Loan Originator to build relationships with clients seeking residential loans in East Texas and Arkansas. You will assess borrower needs, explain loan options, and guide applicants through the process while ensuring compliance with policies and regulations.

As part of our team, you will collaborate with processors and underwriters, maintain accurate records, and strive to exceed productivity and quality goals while delivering exceptional customer service.

Qualifications

• High school diploma or equivalent; college coursework preferred.
• Valid NMLS license as required by state and federal regulations.
• Prior mortgage lending experience preferred.
• Strong interpersonal and communication skills.
• Ability to manage multiple tasks in a fast-paced environment.
• Familiarity with loan origination systems and MS Office.

Responsibilities

• Originate mortgage loans in accordance with guidelines and regulations.
• Conduct borrower interviews to collect financial information.
• Evaluate documents to determine suitable loan programs.
• Educate clients on loan products, terms, and procedures.
• Submit applications to processing for approval and underwriting.
• Maintain accurate records in the loan origination system.
• Ensure timely follow-up with clients, processors, and underwriters.
• Collaborate with teams to ensure smooth loan closings.
• Meet productivity and quality goals; stay updated on policies.

Skills

Interpersonal communication

Customer service orientation

Multitasking

Consultative selling

Education

High school diploma or equivalent

NMLS license

Tools

Microsoft Office

Loan origination system

Job description

Texana Bank first opened its doors in 1914 in Linden, Texas. In the past century, banks in our region have come and gone, but Texana is different. At Texana, we believe in growing for the right reasons - to better serve you.

Texana now boasts four full service branches throughout East Texas, in addition to two branches in Arkansas. We also have several mortgage offices to serve you. We're bringing honesty back to banking. Our staff has the tools and knowledge to help you achieve your goals faster. At Texana, we call you by name, and we're personally invested in your success. We're not going anywhere.

Position Type: Full-Time or Part Time, Hourly Non-Exempt

Reports To: Mortgage Branch Manager or Sales Manager

Position Summary

The Mortgage Loan Originator is responsible for originating residential mortgage loans by developing client relationships, assessing borrower needs, and guiding applicants through the loan process. This role plays a vital part in maintaining high levels of customer satisfaction and ensuring compliance with all internal policies and applicable regulations.

Key Responsibilities

• Originate mortgage loans in accordance with company guidelines and lending regulations
• Conduct borrower interviews to gather required financial information and assess eligibility
• Evaluate applicant financial documents to determine appropriate loan programs
• Educate clients on available loan products, terms, and procedures
• Submit complete loan applications to the processing team for approval and underwriting
• Maintain accurate records in the loan origination system
• Ensure timely follow-up with clients, processors, and underwriters
• Collaborate with internal departments to ensure smooth loan closings
• Meet established productivity and quality goals
• Maintain knowledge of current lending policies, compliance standards, and industry trends

Required Qualifications:

• High school diploma or equivalent; college coursework or degree preferred
• Valid NMLS license as required by state and federal regulations
• Previous experience in mortgage lending or financial services preferred
• Strong interpersonal and communication skills
• Ability to manage multiple tasks and prioritize in a fast-paced environment
• Familiarity with loan origination systems and Microsoft Office tool

Equal Opportunity Statement: Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law.