Mortgage Loan Originator: BR 26

Texana Bank, N.A.; Washington; Hybrid; USD 34,440,000 - 55,104,000; Full time

Job summary

Texana Bank, N.A. is seeking a Mortgage Loan Originator to originate residential mortgages by building client relationships, assessing borrower needs, and guiding applicants through the loan process.

The role emphasizes compliance, accurate record-keeping, and timely communication with processors, underwriters, and closers while educating clients on loan products and options.

Qualifications

• High school diploma or equivalent; college coursework preferred.
• Valid NMLS license as required by regulations.
• Experience in mortgage lending or financial services preferred.
• Strong interpersonal and communication skills.
• Ability to manage multiple tasks in a fast-paced environment.
• Familiarity with loan origination systems and MS Office.

Responsibilities

• Originate mortgage loans following company guidelines and regulations.
• Conduct borrower interviews to collect financial information and assess eligibility.
• Evaluate documents to determine appropriate loan programs.
• Educate clients on loan products, terms, and procedures.
• Submit applications to processing for approval and underwriting.
• Maintain accurate records in the loan origination system.
• Ensure timely follow-up with clients, processors, and underwriters.
• Collaborate with internal departments to close loans smoothly.
• Meet productivity and quality goals and stay compliant with policy changes.
• Keep abreast of current lending policies and industry trends.

Skills

Mortgage origination

Interpersonal communication

Multitasking

Microsoft Office

NMLS license

Education

High school diploma or equivalent

College coursework or degree preferred

Tools

Loan origination system

Loan origination software

Job description

Position Type: Full-Time or Part Time, Hourly Non-Exempt

Reports To: Mortgage Branch Manager or Sales Manager

Position Summary

The Mortgage Loan Originator is responsible for originating residential mortgage loans by developing client relationships, assessing borrower needs, and guiding applicants through the loan process. This role plays a vital part in maintaining high levels of customer satisfaction and ensuring compliance with all internal policies and applicable regulations.

Key Responsibilities

• Originate mortgage loans in accordance with company guidelines and lending regulations
• Conduct borrower interviews to gather required financial information and assess eligibility
• Evaluate applicant financial documents to determine appropriate loan programs
• Educate clients on available loan products, terms, and procedures
• Submit complete loan applications to the processing team for approval and underwriting
• Maintain accurate records in the loan origination system
• Ensure timely follow-up with clients, processors, and underwriters
• Collaborate with internal departments to ensure smooth loan closings
• Meet established productivity and quality goals
• Maintain knowledge of current lending policies, compliance standards, and industry trends

Required Qualifications

• High school diploma or equivalent; college coursework or degree preferred
• Valid NMLS license as required by state and federal regulations
• Previous experience in mortgage lending or financial services preferred
• Strong interpersonal and communication skills
• Ability to manage multiple tasks and prioritize in a fast-paced environment
• Familiarity with loan origination systems and Microsoft Office tool

Equal Opportunity Statement

Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law.