Mortgage Loan Originator: BR 26

Texana Bank, N.A.; Folsom (CA); On-site; USD 60,000 - 90,000; Full time

Job summary

Texana Bank, N.A. is seeking a Mortgage Loan Originator to develop client relationships and guide applicants through the loan process. Your role will focus on originating mortgage loans while ensuring high customer satisfaction and compliance with regulations.

Key responsibilities include conducting borrower interviews, educating clients on loan products, and submitting applications for approval. Ideal candidates should have a high school diploma, valid NMLS license, and previous experience in mortgage lending.

Qualifications

• Valid NMLS license as required by state and federal regulations.
• Previous experience in mortgage lending or financial services preferred.
• Ability to manage multiple tasks and prioritize in a fast-paced environment.

Responsibilities

• Originate mortgage loans in accordance with company guidelines.
• Conduct borrower interviews to assess eligibility.
• Evaluate financial documents to determine appropriate loan programs.

Skills

Interpersonal skills

Communication skills

Task management

Education

High school diploma or equivalent

College coursework or degree preferred

Tools

Loan origination systems

Microsoft Office

Job description

Position Summary

The Mortgage Loan Originator is responsible for originating residential mortgage loans by developing client relationships, assessing borrower needs, and guiding applicants through the loan process. This role plays a vital part in maintaining high levels of customer satisfaction and ensuring compliance with all internal policies and applicable regulations.

Key Responsibilities

• Originate mortgage loans in accordance with company guidelines and lending regulations
• Conduct borrower interviews to gather required financial information and assess eligibility
• Evaluate applicant financial documents to determine appropriate loan programs
• Educate clients on available loan products, terms, and procedures
• Submit complete loan applications to the processing team for approval and underwriting
• Maintain accurate records in the loan origination system
• Ensure timely follow-up with clients, processors, and underwriters
• Collaborate with internal departments to ensure smooth loan closings
• Meet established productivity and quality goals
• Maintain knowledge of current lending policies, compliance standards, and industry trends

Required Qualifications

• High school diploma or equivalent; college coursework or degree preferred
• Valid NMLS license as required by state and federal regulations
• Previous experience in mortgage lending or financial services preferred
• Strong interpersonal and communication skills
• Ability to manage multiple tasks and prioritize in a fast-paced environment
• Familiarity with loan origination systems and Microsoft Office tool

Equal Opportunity Statement: Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law.