Mortgage Loan Originator

Liberty Federal Credit Union; Raleigh (NC); On-site; USD 55,000 - 85,000; Full time

Benefits offered by this job

Incentive opportunities

Paid Holidays

Paid Time Off (Vacation, Sick and Paid

Medical, Dental and Vision Insurance

401(k) retirement program with company

Employer paid Group Term LifeInsurance

Short Term and Long Term Disability

Tuition Reimbursement Program

Job summary

Liberty FCU in Raleigh, NC is seeking an experienced Mortgage Loan Originator to join its lending team. The successful candidate will conduct loan interviews, discuss programs, request documentation, and evaluate borrower credit for qualification.

Responsibilities include pursuing leads, contacting prospects via phone, email or in person, staying updated on loan products and guidelines, and building relationships with realtors and referral partners while adhering to federal and NCUA regulations.

Qualifications

• Excellent communication skills to discuss loan programs and documents.
• Attention to detail and ability to multitask in a fast-paced environment.
• Ability to initiate and develop mortgage loan business through self-generating activities.
• Experience with mortgage loan sales.

Responsibilities

• Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.
• Evaluate credit of prospective borrowers for qualification purposes.
• Diligently pursue leads provided.
• Contact prospective borrower leads via telephone, email, or face to face.
• Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.
• Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.
• Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs.
• Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
• Prospect and network, building relationships with realtors, builders and other referral partners.

Skills

Excellent communication skills

Attention to detail

Multitasking in fast-paced environment

Self-generating business development

Mortgage loan sales experience

Education

Bachelor's degree preferred

2-3 years mortgage origination experience preferred

Job description

Liberty FCU, a full-service credit union, is currently seeking an experienced Mortgage Loan Originator to join their lending team. The position will be located in Raleigh, NC. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop mortgage loan business through self-generating activities is required. Experience with mortgage loan sales is required.

Duties and responsibilities

• Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.
• Evaluate credit of prospective borrowers for qualification purposes.
• Diligently pursue leads provided.
• Contact prospective borrower leads via telephone, email, or face to face.
• Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.
• Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.
• Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs.
• Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
• Prospect and network, building relationships with realtors, builders and other referral partners.

Qualifications

• Bachelor's degree preferred.
• 2-3 years of mortgage origination experience is preferred.
• Excellent communication skills to talk to clients about loan particulars and their personal financial details.
• Excellent mathematical and statistical analysis ability.
• A sound knowledge of the terms and conditions of different kinds of loans.
• Strong logical thinking.
• Ability to keep updated on new loan reforms and laws.
• Ability to obtain federal registration/NMLS.

Benefits and Compensation

• Incentive opportunities
• Paid Holidays
• Paid Time Off (Vacation, Sick and Personal Days)
• Medical, Dental and Vision Insurance401(k) retirement program with matching funds
• Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
• Tuition Reimbursement Program

Reporting relationships

This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports.

Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.