Mortgage Loan Originator

DHI Mortgage; Panama City Beach (FL); On-site; USD 55,000 - 85,000; Full time

Benefits offered by this job

Medical, Dental and Vision

401(k)

Employee Stock Purchase Plan

Flex Spending Accounts

Life & Disability Insurance

Vacation, Sick, Personal Time and Hols

Voluntary and company benefits

Job summary

D.R. Horton, Inc. seeks a Mortgage Loan Originator in Florida to promote and develop new business, originate loans, and manage customer relationships within builder communities.

You will interview applicants, explain financing options, and guide clients through loan programs while maintaining CRM records and meeting regulatory disclosures. Travel and overtime may be required to support efficient closings and great service.

Qualifications

• Bachelor’s degree from a four‑year college or university.
• One to two years of related experience and/or training.
• Must have a vehicle and a valid driver’s license.
• Licensed Mortgage Loan Originator as required by state.
• General mortgage banking knowledge (lock procedures, program analysis, underwriting guidelines, regulatory timelines).
• Proficiency with MS Office and email.

Responsibilities

• Interview mortgage applicants to understand and educate them on financing options and recommend loan programs.
• Be accessible to buyers and involved parties to answer questions and provide updates.
• Maintain reports and notes within origination software and CRM systems.
• Review new leads daily and contact them to secure business.
• Manage daily loan pipeline from application to funding for a smooth process.
• Make presentations on loan products during sales meetings and with sales staff in builder communities.
• Respond quickly to operations to facilitate an efficient loan process.
• Provide disclosures to loan applicants promptly and in accordance with regulations.
• Conduct business professionally to serve customers and enhance goodwill and profitability.
• Travel overnight as needed; work overtime as required.

Skills

Strong communication

Team player

Bilingual preferred

Education

Bachelor's degree

Licensed Mortgage Loan Originator

Driver's license

Tools

MS Office

Email proficiency

Job description

D.R. Horton, Inc., the largest homebuilder in the United States, was founded in 1978 and is publicly traded on the New York Stock Exchange. The company constructs and sells high‑quality homes primarily for entry‑level and first‑time move‑up markets, and also offers mortgage financing and title services through its subsidiaries.

D.R. Horton, Inc. is seeking a Mortgage Loan Originator for its Financial Services Branch. The successful candidate will promote and develop new business, originate loans, and manage customer relationships.

Essential Duties and Responsibilities

• Interview mortgage applicants to understand and educate them on available financing options and recommend suitable loan programs.
• Be accessible to buyers and parties involved in a loan to answer questions and provide updates.
• Maintain reports and notes within the origination software and customer relationship management systems.
• Review new leads daily and contact them to secure business.
• Manage the daily loan pipeline from application to funding to ensure a smooth process.
• Make presentations on loan products during sales meetings and with sales staff in builder communities.
• Respond quickly to operations to facilitate an efficient loan process.
• Provide necessary disclosures to loan applicants promptly and in accordance with regulations.
• Conduct business professionally and ethically to serve customers and enhance the company’s goodwill and profitability.
• Work overtime as required.
• Travel overnight as needed.
• Market the company’s products and services accurately and effectively to potential business sources.
• Develop sales leads for mortgages in builder communities and real‑estate offices.
• Provide weekend coverage in builder communities and during grand‑opening functions.
• Review borrower documentation for accuracy and address discrepancies.
• Comply with all company QC policies, review manual updates, and attend meetings as necessary.
• Provide input to management and attend production/staff meetings.
• Assist in resolving post‑closing/funding issues on an infrequent basis.
• Attend loan closings when possible.

Qualifications

Education and/or Experience

• Bachelor’s degree from a four‑year college or university.
• One to two years of related experience and/or training.
• Must have a vehicle and a valid driver’s license.
• Licensed Mortgage Loan Originator as required by state.
• General mortgage banking knowledge (lock procedures, program analysis, underwriting guidelines, regulatory timelines).
• Proficiency with MS Office and email.

Preferred Qualifications

• Strong written and oral communication skills.
• Ability to accurately and efficiently process and record a large volume of data.
• Team player willing to accept constructive criticism.
• Bilingual preferred.

Benefits

• Medical, Dental and Vision
• 401(k)
• Employee Stock Purchase Plan
• Flex Spending Accounts
• Life & Disability Insurance
• Vacation, Sick, Personal Time and Company Holidays
• Multiple voluntary and company‑provided benefits