Mortgage Loan Originator

D. R. Horton; Panama City (FL); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical/Dental/Vision

ESPP

FSA

Life/Disability

Holidays/PTO

Company Benefits

Job summary

D.R. Horton, Inc. is seeking a Mortgage Loan Originator to drive loan originations and build strong client relationships within its Financial Services Branch. The role emphasizes business development, loan origination, and ongoing customer service.

The ideal candidate will interview applicants, explain options, manage the loan pipeline, and collaborate with sales teams across builder communities while maintaining compliance and accurate disclosures.

Qualifications

• Bachelor’s degree required.
• 1–2 years related mortgage experience preferred.
• Must have a vehicle and valid driver's license.

Responsibilities

• Interview applicants to explain financing options.
• Advise on loan programs based on goals.
• Develop business and manage customer relationships.
• Maintain origination records and CRM notes.
• Handle loan pipeline from application to funding.
• Present loan products in meetings and builder communities.
• Ensure timely disclosures and regulatory compliance.

Skills

Strong communication

MS Office proficiency

CRM software experience

Education

Bachelor’s degree (four-year college or university)

Tools

MS Office

CRM software

Job description

Mortgage Loan Originator (2603428)

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is publicly traded on the New York Stock Exchange. It constructs and sells high quality homes primarily for the entry‑level and first‑time move‑up markets. The company also offers mortgage financing and title services for buyers through its subsidiaries. Visit our website at www.drhorton.com for more information.

D.R. Horton, Inc. is looking for a Mortgage Loan Originator for its Financial Services Branch. The successful candidate will promote and provide business development, origination of loans, and relationship management with customers and clients.

Essential Duties and Responsibilities

• Interview mortgage applicants to understand and educate them on financing options available.
• Understand the loan applicant’s goals to advise on the best loan programs.
• Be accessible to the buyer and others involved in a loan to answer questions and provide updates.
• Maintain reports and notes within the origination software and CRM.
• Review new leads daily and contact them to earn business.
• Manage daily loan pipeline (application to funding) to ensure smooth processing.
• Make presentations on loan products in sales meetings and with sales staff in builder communities.
• Quickly respond to Operations to facilitate an efficient loan process.
• Provide disclosures to a loan applicant in a timely manner in accordance with regulations.
• Conduct all business professionally and ethically to serve customers and increase the company’s goodwill and profit.
• Able to work overtime.
• Able to travel overnight.
• Market the company’s products and services accurately and effectively to potential business sources.
• Develop sales leads for mortgages in builder communities and real estate offices.
• Provide weekend coverage in builder communities and grand opening functions.
• Review all documentation provided by borrower, check for accuracy, and address discrepancies.
• Be familiar with and comply with all company QC policies, review updates to the manual, and attend meetings as necessary.
• Provide input to management and attend production/staff meetings.
• Infrequently assist in resolving post‑closing/funding problems.
• Attend loan closings when possible.

Qualifications

• Education: Bachelor’s degree from four‑year college or university.
• Experience: One to two years of related experience and/or training.
• Must have a vehicle and a valid driver’s license.
• Licensed Mortgage Loan Originator as required by state.

Possess general mortgage banking understanding (including but not limited to lock procedures, program analysis, underwriting guidelines, and regulatory timelines).

• Proficiency with MS Office and email.

Preferred Qualifications

• Strong written and oral communication skills.
• Ability to accurately and efficiently process and record a large volume of data.
• Ability to act as a team player and be willing to accept constructive criticism.

Benefits

• Medical, Dental and Vision.
• Employee Stock Purchase Plan.
• Flex Spending Accounts.
• Life & Disability Insurance.
• Vacation, Sick, Personal Time and Company Holidays.
• Multiple voluntary and company‑provided benefits.

Build YOUR future with D.R. Horton, America’s Builder.