Mortgage Loan Originator

DHI Mortgage; Myrtle Beach (SC); On-site; USD 55,000 - 90,000; Full time

Job summary

D.R. Horton, Inc. is seeking a Mortgage Loan Originator to promote and originate loans, manage customer relationships, and drive business development in builder communities. You will educate buyers on financing options and coordinate with sales teams to ensure a smooth loan process.

Responsibilities include pipeline management, presenting loan products at meetings, and delivering timely disclosures. A valid driver’s license and flexibility for overtime and travel are required.

Qualifications

• Bachelor's degree from a four-year college or university.
• 1–2 years of related mortgage origination experience.
• Must have a vehicle and a valid driver’s license.
• Licensed Mortgage Loan Originator as required by state.
• Proficiency with MS Office and email.

Responsibilities

• Interview applicants to educate on financing options and program fit.
• Maintain reports and notes in origination software and CRM.
• Manage daily pipeline from application to funding.
• Present loan products in sales meetings and builder communities.
• Provide disclosures timely per regulations.
• Travel overnight and support weekend builder events.

Skills

Strong communication skills

Data processing

Team player

Bilingual preferred

Education

Bachelor's degree

Tools

MS Office

Email

Job description

D.R. Horton, Inc., the largest homebuilder in the U.S.

Founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.

Mortgage Loan Originator

The right candidate will promote and provide business development, origination of loans, relationship management with customers and clients.

Essential Duties And Responsibilities

• Interview mortgage applicants to understand and educate them on their financing options available. Understand the loan applicant’s goals in order to advise and review potential loan programs that would best suit their needs and stated goals
• Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates
• Maintain reports and notes within the origination software and customer relationship management systems
• Review new leads daily and contact them to earn their business
• Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved
• Make presentations on loan products in sales meetings and with Sales staff in builder communities
• Quickly respond to Operations in order to facilitate an efficient loan process
• Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations
• Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
• Able to work overtime
• Able to travel overnight
• Market the company’s products and services accurately and effectively to potential business sources
• Develop sales leads for mortgages in builder communities and real estate offices
• Provide weekend coverage in builder communities and grand opening functions
• Review all documentation provided by borrower, check for accuracy, and address any discrepancies
• Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary
• Provide input to management, and attend production/staff meetings
• Infrequently, assist in resolving post-closing/funding problems
• Attend loan closings when possible

Qualifications

Education and/or Experience

• Bachelor's degree from four-year college or university
• One to two years of related experience and/or training
• Must have a vehicle and a valid driver’s license
• Licensed Mortgage Loan Originator as required by state
• Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)
• Proficiency with MS Office and email

Preferred Qualifications

• Strong written and oral communication skills
• Ability to accurately and efficiently process and record a large volume of data
• Ability to act as a team player and be willing to accept constructive criticism
• Bilingual preferred

Benefits

• Medical, Dental and Vision
• 401(K)
• Employee Stock Purchase Plan
• Flex Spending Accounts
• Life & Disability Insurance
• Vacation, Sick, Personal Time and Company Holidays
• Multiple Voluntary and Company provided Benefits

Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeopleToo