Mortgage Loan Originator

First Farmers & Merchants Bank; Nashville (TN); Hybrid; USD 55,000 - 90,000; Full time

Job summary

First Farmers & Merchants Bank in Nashville, TN is seeking a Mortgage Loan Originator to grow our mortgage business in Williamson and Davidson Counties, with a focus on in-market relationship building and a possible hybrid schedule.

You will meet applicants, review finances, tailor loan solutions, move files through processing, and ensure compliant, timely closings while delivering exceptional service to clients and teammates.

Qualifications

• Strong communication and relationship-building skills are essential.
• Ability to analyze financial information and make sound recommendations.
• Knowledge of mortgage lending practices and regulations is required.
• Customer-focused service with a team orientation is important.
• Sales orientation and ability to manage multiple tasks effectively.

Responsibilities

• Meet with mortgage applicants to understand financial needs and review initial loan requests.
• Evaluate borrower information and recommend appropriate loan products.
• Submit completed loan applications and documentation for processing.
• Monitor progress and keep clients informed from application through post-closing.
• Partner with Mortgage Loan Originator Assistant to ensure files are complete and secured.
• Negotiate loan terms and structure financing packages based on risk and credit considerations.
• Present loan recommendations for approval in line with bank policies.
• Deliver exceptional service and build relationships with customers and team members.
• Coordinate workflow and contribute to a collaborative team environment.
• Follow all policies, procedures, lending regulations, and industry standards.

Skills

Strong communication

Relationship building

Financial analysis

Mortgage lending regulations

Customer service

Sales oriented

Multitasking

Education

High School Diploma or equivalent

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Mortgage Loan Originator

Regular Full-Time Nashville, TN, US

• Date: October 20, 2026
• Job Location: First Farmers and Merchants Bank, This position is responsible for business development and mortgage lending activities in Williamson and Davidson Counties. Hybrid work flexibility may be available; however, regular in-market presence and relationship-building activities are required.
• Education Level: High School Diploma or equivalent
• Job Type: Full Time
• VEVRAA Federal Contractor
• Request Priority Referral of Protected Veterans

What You’ll Do

• Meet with mortgage applicants to understand their financial needs and review initial loan requests.
• Evaluate borrower information and recommend appropriate loan products that best meet their goals.

Manage the Loan Process

• Submit fully completed loan applications and documentation for processing.
• Monitor progress and keep clients informed from application through post closing.
• Partner with the Mortgage Loan Originator Assistant to ensure all files are complete, accurate, and properly secured.

Structure & Present Loan Solutions

• Negotiate loan terms and structure financing packages based on risk and credit considerations.
• Present loan recommendations for approval in alignment with bank policies.

Deliver Exceptional Service

• Support the bank’s relationship focused culture with strong product knowledge and proactive communication.
• Build positive relationships with customers, prospective clients, and team members.

Be a Team Player

• Help coordinate workflow and contribute to a supportive team environment.
• Champion department and company goals with a collaborative mindset.

Stay Compliant

• Follow all company policies, procedures, lending regulations, and industry standards.

What We’re Looking For

• Strong communication and relationship building skills
• Ability to analyze financial information and make sound recommendations
• Knowledge of mortgage lending practices and regulations
• A team oriented approach with a commitment to excellent customer service
• Sales oriented and comfortable managing multiple tasks