Mortgage Loan Originator

First Western Trust; Jackson (WY); On-site; USD 50,000 - 90,000; Full time

Benefits offered by this job

401(k) with employer match

Paid parking

Health insurance

Dental insurance

Vision insurance

Paid time off

Professional development programs

Sponsorship for professional certifications

Job summary

An established industry player is seeking a dynamic Mortgage Loan Officer to drive business growth through exceptional customer service and relationship management. This role emphasizes originating first mortgage loans, developing strong referral networks, and ensuring compliance with mortgage regulations. You will thrive in a collaborative environment that values innovation and excellence, allowing you to leverage your skills in a fast-paced setting. If you are passionate about helping clients navigate their mortgage options while achieving sales goals, this opportunity is perfect for you.

Qualifications

• 1-3 years of residential mortgage lending experience.
• Strong understanding of mortgage regulations including TILA, RESPA, and ECOA.

Responsibilities

• Originate first mortgage loans and meet sales goals.
• Develop and maintain a referral network through outreach.
• Manage loan transactions from processing to closing.

Skills

Customer Service

Relationship Management

Analytical Skills

Sales Skills

Mortgage Regulations Knowledge

Education

Bachelor's Degree

Tools

Microsoft Office

CRM Tools

Loan Origination Systems

Job description

1 week ago Be among the first 25 applicants

Who We're Looking For

You're a driven and customer-focused professional with a passion for originating first mortgage loans and building strong referral networks. With a consultative approach, you excel at managing relationships and promoting First Western's products and services to potential clients and partners. You're self-motivated, thrive in a dynamic environment, and are committed to delivering exceptional customer service.

Location: Jackson, Wyoming

Job Type: Full-Time Exempt

Salary: Commission-Only

About the Role

As a Mortgage Loan Officer, you'll be responsible for originating first mortgage loans and developing relationships with referral partners to support new business growth. Your role involves working independently, engaging with clients and referral partners outside the office, overseeing loan transactions, and ensuring smooth processes through effective communication. Meeting sales goals, providing excellent customer service, and staying updated on mortgage regulations are key to driving our success in the mortgage lending market.

What You'll Do

• Originate first mortgage loans for sale to the secondary market and meet individual sales goals.
• Develop and maintain a referral network through prospecting, cold-calling, networking, and community outreach.
• Spend over 50% of your time outside the office engaging in business development activities.
• Manage loan transactions from processing to closing, ensuring excellent communication and customer service.
• Respond to inquiries within 24 hours.
• Meet with applicants to determine suitable loan programs.
• Analyze financial information and complete preliminary qualification.
• Present loan applications and documentation within 72 hours.
• Ensure compliance with TILA, RESPA, and MDIA regulations during disclosures.
• Achieve volume goals set by sales management.
• Attend sales meetings and training sessions.
• Maintain knowledge of mortgage regulations and ensure compliance.
• Utilize security measures to prevent fraud and theft.

What You Bring

• Bachelor's degree or equivalent experience.
• 1-3 years of residential mortgage lending experience.
• Proficiency in Microsoft Office, CRM tools, and loan origination systems.
• Strong understanding of mortgage regulations including SAFE Act, Dodd-Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and Fair Housing Act.
• Ability to build and maintain a referral network.
• Strong analytical skills for financial data analysis.
• Ability to manage loan transactions from start to finish.
• Attention to detail and ability to work independently and collaboratively.
• Capability to handle complex issues and meet deadlines.
• NMLS required upon hire.

What We Offer

• Commission-based compensation with high earning potential.
• 401(k) with employer match.
• Paid parking and transportation benefits.
• Health, dental, vision, HSA, FSA coverage.
• Paid time off and holidays.
• Training and professional development programs.
• Sponsorship for professional certifications.
• Collaborative and growth-oriented culture.

Who We Are

At First Western Trust, we are committed to excellence, innovation, and impact. Our culture emphasizes teamwork, diversity, and mutual respect. We value each individual's contributions and foster an environment of trust, transparency, and accountability. Whether you're starting your career or have extensive experience, you'll find a welcoming community where your potential can thrive.

We expect our team members to demand excellence, take responsibility, communicate openly, and go above and beyond. If this resonates with you, you'll fit right in. Learn more at myfw.com or email [e-mail].

Equal Opportunity Employer

First Western Trust is proud to be an Equal Opportunity Employer. We are dedicated to creating a diverse and inclusive workplace. We do not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or other protected categories. For accommodation requests, contact [e-mail].