Mortgage Loan Originator

D. R. Horton; High Point (NC); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Medical, Dental and Vision

Employee Stock Purchase Plan

Flex Spending Accounts

Life & Disability Insurance

Vacation, Sick, Personal Time and Holidays

Multiple Voluntary Benefits

Job summary

A leading homebuilder is searching for a Mortgage Loan Originator in High Point, NC. The role involves interviewing applicants, managing the loan pipeline, and highlighting financing options. Candidates must have a bachelor's degree, experience in related fields, and excellent communication skills. This position offers opportunities for career growth and a comprehensive benefits package including medical, dental, vision, and more.

Qualifications

• Bachelor's degree required.
• 1-2 years of related experience required.
• Valid driver's license and vehicle needed.

Responsibilities

• Interview mortgage applicants regarding financing options.
• Maintain reports within origination software.
• Market company products to potential sources.

Skills

Loan origination

Relationship management

Customer service

Communication skills

Data processing

Education

Bachelor's degree from four-year college or university

Licensed Mortgage Loan Originator as required by state

Tools

MS Office

Customer relationship management systems

Job description

Job Description - Mortgage Loan Originator (2503805)

Mortgage Loan Originator - 2503805

Description

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information. D.R. Horton, Inc. is currently looking for a Mortgage Loan Originator for theirFinancial Services Branch. The right candidate will promoteand provide business development, origination of loans, relationship management with customers and clients.

Essential Duties and Responsibilities

Interview mortgage applicants to understand and educate them on their financing options available. Understand the loan applicant’s goals in order to advise and review potential loan programs that would best suit their needs and stated goals.

• Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates

Maintain reports and notes within the origination software and customer relationship management systems.

Review new leads daily and contact them to earn their business.

Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved.

Make presentations on loan products in sales meetings and with Sales staff in builder communities.

Quickly respond to Operations in order to facilitate an efficient loan process.

Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations.

Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company.

Able to work overtime.

Able to travel overnight.

Market the company’s products and services accurately and effectively to potential business sources.

Develop sales leads for mortgages in builder communities and real estate offices.

Provide weekend coverage in builder communities and grand opening functions.

Review all documentation provided by borrower, check for accuracy, and address any discrepancies.

Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary.

Provide input to management, and attend production/staff meetings.

Infrequently, assist in resolving post-closing/funding problems.

Attend loan closings when possible.

Qualifications

Education and/or Experience

• Bachelor's degree from four-year college or university
• One to two years of related experience and/or training
• Must have a vehicle and a valid driver’s license
• Licensed Mortgage Loan Originator as required by state

Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines).

• Proficiency with MS Office and email

Preferred Qualifications

• Strong written and oral communication skills
• Ability to accurately and efficiently process and record a large volume of data

Ability to act as a team player and be willing to accept constructive criticism.

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

• Medical, Dental and Vision
• Employee Stock Purchase Plan
• Flex Spending Accounts
• Life & Disability Insurance
• Vacation, Sick, Personal Time and Company Holidays
• Multiple Voluntary and Company provided Benefits

Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeopleToo