Mortgage Loan Originator

D.R. Horton; Lake Oswego (OR); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

Stock Purchase Plan

Flex Spending

Paid time off

Job summary

D.R. Horton, Inc. is seeking a Mortgage Loan Originator for our Financial Services Branch. You will promote business development, originate loans, and manage relationships with customers and clients.

Qualifications include a bachelor’s degree, 1–2 years of related experience, and active Mortgage Loan Originator licensing. Proficiency with MS Office and strong communication are important, with travel and overtime as needed.

Qualifications

• Bachelor’s degree from four-year college or university.
• One to two years of related experience and/or training.
• Must have a vehicle and a valid driver’s license.
• Licensed Mortgage Loan Originator as required by state.
• Proficiency with MS Office and email.
• Understanding of mortgage banking concepts and regulatory timelines.

Responsibilities

• Interview mortgage applicants to understand and educate them on financing options.
• Manage daily loan pipeline from application to funding to ensure a smooth process.
• Develop and maintain relationships with customers and clients to generate business.
• Provide timely disclosures to applicants in accordance with regulations.
• Attend loan closings and assist in resolving post-closing issues as needed.

Skills

Strong communication

Education

Bachelor's degree

Tools

MS Office

Job description

Job Description - Mortgage Loan Originator (2603694)

Job Description

Mortgage Loan Originator - 2603694

Description

D.R. Horton, Inc., the largest homebuilder in the U.S. was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.
D.R. Horton, Inc. is currently looking for a Mortgage Loan Originator for theirFinancial Services Branch. The right candidate will promoteand provide business development, origination of loans, relationship management with customers and clients.

Essential Duties and Responsibilities

Interview mortgage applicants to understand and educate them on their financing options available. Understand the loan applicant’s goals in order to advise and review potential loan programs that would best suit their needs and stated goals

• Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates

Maintain reports and notes within the origination software and customer relationship management systems

Review new leads daily and contact them to earn their business

Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved

Make presentations on loan products in sales meetings and with Sales staff in builder communities

Quickly respond to Operations in order to facilitate an efficient loan process

Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations

Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company

Able to work overtime

Able to travel overnight

Market the company’s products and services accurately and effectively to potential business sources

Develop sales leads for mortgages in builder communities and real estate offices

Provide weekend coverage in builder communities and grand opening functions

Review all documentation provided by borrower, check for accuracy, and address any discrepancies

Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary

Provide input to management, and attend production/staff meetings

Infrequently, assist in resolving post-closing/funding problems

Attend loan closings when possible

Qualifications

Education and/or Experience

• Bachelor's degree from four-year college or university
• One to two years of related experience and/or training
• Must have a vehicle and a valid driver’s license
• Licensed Mortgage Loan Originator as required by state

Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)

• Proficiency with MS Office and email

Preferred Qualifications

• Strong written and oral communication skills
• Ability to accurately and efficiently process and record a large volume of data

Ability to act as a team player and be willing to accept constructive criticism

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

• Medical, Dental and Vision
• Employee Stock Purchase Plan
• Flex Spending Accounts
• Life & Disability Insurance
• Vacation, Sick, Personal Time and Company Holidays
• Multiple Voluntary and Company provided Benefits

Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeopleToo