Mortgage Loan Originator

DHI Mortgage; High Point (NC); On-site; USD 55,000 - 85,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

401(k)

Stock purchase plan

Flexible spending accounts

Life & disability insurance

Paid time off

Company benefits

Job summary

D.R. Horton, Inc. is seeking a Mortgage Loan Originator for its Financial Services Branch to promote business development, originate loans, and manage client relationships.

You will educate applicants on financing options and guide them through the loan process from application to funding. Ideal candidates have a Bachelor's degree, 1–2 years of related experience, and a valid MLO license. Proficiency with MS Office and strong communication are essential; occasional overtime and travel may be

Qualifications

• Bachelor's degree required.
• 1–2 years of related experience and/or training.
• Licensed Mortgage Loan Originator as required by state.
• Must have a vehicle and a valid driver’s license.
• Proficiency with MS Office and email.
• General mortgage banking understanding (including lock procedures, program analysis, underwriting guidelines, and regulatory timelines).

Responsibilities

• Interview mortgage applicants to understand and educate them on financing options.
• Be accessible to buyers and involved parties to answer questions and provide updates.
• Maintain reports and notes within origination software and CRM systems.
• Review new leads daily and contact them to earn their business.
• Manage daily pipeline from application to funding to ensure a smooth process.
• Present loan products in sales meetings and with Sales staff in builder communities.
• Respond promptly to Operations to facilitate an efficient loan process.
• Provide disclosures to applicants in a timely manner per regulations.
• Conduct business professionally to serve customers and company profitability.
• Be able to work overtime and travel overnight.
• Market company products to potential business sources and develop mortgage leads.
• Provide weekend coverage in builder communities and at grand openings.
• Review documentation for accuracy and address discrepancies.
• Attend production/staff meetings and provide input to management.
• Assist in resolving post-closing/funding problems when needed.
• Attend loan closings when possible.

Skills

Strong written and oral communication

Team player

Bilingual preferred

Education

Bachelor's degree

Tools

MS Office

Job description

Description

D.R. Horton, Inc., the largest homebuilder in the U.S. was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information. D.R. Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services Branch. The right candidate will promote and provide business development, origination of loans, relationship management with customers and clients.

Essential Duties And Responsibilities

• Interview mortgage applicants to understand and educate them on their financing options available. Understand the loan applicant’s goals in order to advise and review potential loan programs that would best suit their needs and stated goals
• Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates
• Maintain reports and notes within the origination software and customer relationship management systems
• Review new leads daily and contact them to earn their business
• Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved
• Make presentations on loan products in sales meetings and with Sales staff in builder communities
• Quickly respond to Operations in order to facilitate an efficient loan process
• Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations
• Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
• Able to work overtime
• Able to travel overnight
• Market the company’s products and services accurately and effectively to potential business sources
• Develop sales leads for mortgages in builder communities and real estate offices
• Provide weekend coverage in builder communities and grand opening functions
• Review all documentation provided by borrower, check for accuracy, and address any discrepancies
• Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary
• Provide input to management, and attend production/staff meetings
• Infrequently, assist in resolving post-closing/funding problems
• Attend loan closings when possible

Qualifications

Education and/or Experience

• Bachelor's degree from four-year college or university
• One to two years of related experience and/or training
• Must have a vehicle and a valid driver’s license
• Licensed Mortgage Loan Originator as required by state
• Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)
• Proficiency with MS Office and email

Preferred Qualifications

• Strong written and oral communication skills
• Ability to accurately and efficiently process and record a large volume of data
• Ability to act as a team player and be willing to accept constructive criticism
• Bilingual preferred

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

• Medical, Dental and Vision
• 401(K)
• Employee Stock Purchase Plan
• Flex Spending Accounts
• Life & Disability Insurance
• Vacation, Sick, Personal Time and Company Holidays
• Multiple Voluntary and Company provided Benefits