Mortgage Loan Originator

First Western Financial, Inc.; Bozeman (MT); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Strong Bonus Potential

401(k) Plan with Match

Paid Parking/Transportation Benefits

Access to Training & Professional Development Programs

Flex Spending Accounts

Health Savings Account

Health & Wellness Benefits

Paid Time-Off + Bank Holidays

Paid Time-Off + Holidays

Job summary

A financial services company is searching for a Mortgage Loan Originator to join their Bozeman team. This role involves helping high-net-worth clients with mortgage solutions, developing referral networks, and providing exceptional service through the loan process. Candidates should have 1-3 years of recent experience in residential mortgage lending and a Bachelor’s degree or equivalent experience. A focus on customer service and strong analytical skills are essential. The position offers a competitive commission structure with bonuses and benefits.

Qualifications

• 1-3 years of recent residential mortgage lending experience, preferably within a bank environment.
• 1–3 years residential mortgage lending experience, preferably in a bank environment.

Responsibilities

• Achieve individual sales goals and develop a referral network.
• Oversee each loan transaction and provide exceptional customer service.
• Conduct interviews to determine appropriate loan programs/products.
• Complete loan disclosures accurately and on time.
• Complete all initial and subsequent loan disclosures accurately and timely per TILA, RESPA, and MDIA regulations.

Skills

Proficient in Microsoft Office Suite

Strong understanding of MS applications and CRM tools

Ability to analyze complex financial data

Professional presentation and communication skills

Detail-oriented

Outstanding customer service focus

income analysis

processing, underwriting, closing

communication

attention to detail

independent work

deadlines

Education

Bachelor's Degree or equivalent work experience

Tools

Loan origination application systems

Loan pricing engines

Job description

First Western is seeking a Mortgage Loan Originator to join our team!

Are you looking for a challenging and rewarding opportunity? First Western is seeking a passionate and experienced professional to join our team.

As a Mortgage Loan Originator at First Western, you will play a vital role in helping high-net-worth clients achieve their financial goals. You will work closely with our Bozeman Mortgage team to deliver comprehensive solutions that exceed client expectations.

If you are passionate about providing exceptional service to clients and are looking for a challenging and rewarding opportunity, we encourage you to apply for this position today.

What You Will Do:

• Individual annual sales goal component to be assigned in conjunction with the annual office sales goals
• On-going development of a referral network through prospecting, networking, cold-calling, and participating in community out-reach efforts that promote the Bank and home-ownership.
• Consistently spend more than 50% of working time away from First Western's office(s) engaged in soliciting new mortgage loan business.
• Provide exceptional customer service by overseeing each loan transaction through processing and closing, and effectively communicating updates to all parties to the transaction including Realtor(s) and referral partners.
• Respond to all inquiries and referrals within 24 hours.
• Meet applicants either face-to-face or over the phone.
• Conduct interviews with potential applicants to determine the appropriate loan programs/products.
• Analyze applicants' income, financial information, and credit history, including completing a preliminary qualification for the identified loan programs.
• Present a full and complete loan application with supporting documentation to the operations team within 72 hours.
• Complete all initial and subsequent loan disclosures with absolute accuracy and timeliness required by TILA, RESPA, and MDIA regulations.

What You Bring:

• Proficient in Microsoft Office Suite
• Strong understanding of MS applications, database/CRM tools, loan origination application systems and loan pricing engines
• Solid understanding of mortgage regulatory requirements, including but not limited to the SAFE Act, Dodd-Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and the Fair Housing Act
• Demonstrated success in cultivating and maintaining a quality referral network
• Ability to analyze and calculate income from complex financial data
• Solid understanding of mortgage loan processing, underwriting, and closing
• Professional presentation, written and verbal communications skills
• Detail-oriented
• Ability to work independently and with an operations team
• Focus on providing outstanding customer service and meeting critical deadlines

Education Level Education Details Required/Preferred

Bachelor's Degree Or equivalent work experience Required

Experience Level Experience Details Required/Preferred

1-3 years Recent residential mortgage lending experience, preferably within a bank environment Required

What You Receive:

At First Western, we pride ourselves on our culture of innovation, teamwork, and continuous learning. We are committed to providing our employees with the tools and resources they need to succeed, including ongoing training and development, a competitive compensation package, and a comprehensive benefits program.

Pay Range:

Commission Only

Job Classification:

Full-Time Exempt

*Actual offer will be based on experience, location, education, and/or skills*

• Strong Bonus Potential
• 401(k) Plan with Match
• Paid Parking/Transportation Benefits
• Access to Training & Professional Development Programs
• Sponsorship for Obtaining Professional Certifications
• Flex Spending Accounts
• Health Savings Account
• Health & Wellness Benefits
• Paid Time-Off + Bank Holidays

Interested in learning more and seeing how we connect? Visit us today at: https://myfw.com/careers/

Questions? Contact us at [e-mail]

First Western Financial, Inc. is proud to be an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive and safe environment for all employees. We are fully committed to achieving a diverse workforce by hiring, developing, and retaining talented people from different backgrounds, experiences, abilities, and perspectives. Individuals from all backgrounds, including non-traditional backgrounds, historically marginalized, or underrepresented groups are strongly encouraged to apply.

First Western Financial, Inc. is committed to the full inclusion of all qualified individuals. In keeping with our commitment, First Western Financial, Inc. will take the steps to assure that people with disabilities are provided reasonable accommodations. Accordingly, if reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the position, and/or to receive all other benefits and privileges of employment, please contact [e-mail].

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