Mortgage Loan Originator

Jobtailor; Birmingham (AL); On-site; USD 60,000 - 90,000; Full time

Job summary

Jobtailor in Birmingham, AL seeks an experienced Residential Mortgage Loan Originator to grow business by maintaining relationships with realtors, builders, developers and lenders. You will analyze loan requests, verify documentation, and ensure compliance with FHA/VA/USDA guidelines while delivering exceptional client service.

Required: active NMLS license, 2+ years in residential origination, knowledge of Mortgageware, and notary certification preferred; strong sales and networking skills are

Qualifications

• Active NMLS License is required.
• Minimum two (2) years of residential mortgage loan origination experience.
• Familiarity with FHA, VA, and USDA guidelines.
• Notary Public Certification preferred.

Responsibilities

• Develop business through maintaining contact with realtors, builders, developers, and construction lenders.
• Maintain knowledge of available loan products, processing procedures, underwriting, and department guidelines.
• Interview potential customers and answer questions about various types of mortgage loans.
• Review, analyze, and process mortgage loan requests.
• Review applications and initial loan documentation for compliance with investor, state, and federal lending requirements.
• Order verifications of employment, deposits, mortgages, and rentals.
• Collect appropriate documentation from each applicant and deliver loan packages within management-set timeframes.
• Input application information and verified documentation into Mortgageware.
• Maintain high levels of customer service while managing each applicant’s expectations.

Skills

Sales and service skills

Tele-consulting

Networking

Customer service

Communication

Tools

Mortgageware

Job description

• Develop business through maintaining contact with realtors, builders, developers, and construction lenders
• Maintain knowledge of available loan products, processing procedures, underwriting, and department guidelines
• Interview potential customers and answer questions about various types of mortgage loans
• Review, analyze, and process mortgage loan requests
• Review applications and initial loan documentation for compliance with investor, state, and federal lending requirements
• Order verifications of employment, deposits, mortgages, and rentals
• Collect appropriate documentation from each applicant and deliver loan packages within management-set timeframes
• Input application information and verified documentation into Mortgageware
• Maintain high levels of customer service while managing each applicant’s expectations

Requirements

• Active NMLS License is required
• Minimum two (2) years of residential mortgage loan origination experience
• Familiarity with FHA, VA, and USDA guidelines
• Proficiency in sales and service skills, including tele-consulting, prospecting, and networking
• Must be able to pass a criminal background and credit check
• Current Notary Public Certification preferred

Core Competencies

Demonstrates expertise in residential mortgage loan origination, including compliance with FHA, VA, and USDA guidelines, while maintaining exceptional customer service and effective communication with clients and industry professionals.

Highest-signal resume keywords

• Active NMLS License
• Residential Mortgage Loan Origination Experience
• FHA, VA, USDA Guidelines Familiarity
• Sales And Service Skills
• Notary Public Certification

ATS Optimization Keywords

Hard Skills

• Mortgage Loan Processing
• Loan Documentation Review
• Compliance Analysis
• Application Information Input
• Loan Package Delivery

Soft Skills

• Customer Service
• Communication
• Networking
• Tele-Consulting
• Prospecting

Certifications & Qualifications

• Active NMLS License
• Notary Public Certification

Industry Keywords

• Mortgage Loans
• Loan Products
• Underwriting
• Construction Lending
• Real Estate

Tools & Technologies

• Mortgageware