Mortgage Loan Officer (Sales) Florida Suncoast

GTE Financial; Tampa (FL); Ibrido; USD 65.000 - 120.000; Tempo pieno

Vantaggi offerti da questo lavoro

Competitive pay

Robust insurance

Wellness programs

Retirement plans

Generous time off

Tuition assistance

Leadership development

Flexible schedules

Volunteer opportunities

Descrizione del lavoro

GTE Financial in Tampa seeks a Mortgage Loan Executive to counsel members on mortgage options, build lasting relationships, and proactively solicit home loan business. You will work with community centers, realtors, and referrals, handling loan documentation from prequalification to underwriting while staying aligned with product guidelines and regulatory requirements.

The role emphasizes relationship-driven sales, knowledge of FHA/VA and portfolio loans, and a flexible hybrid work arrangement

Competenze

• High school diploma or equivalent is required.
• Some college preferred.
• Min 1–3 years’ experience in mortgage sales or related field.
• Knowledge of secondary market and FHA/VA loans is a plus.

Mansioni

• Meet with members to explain mortgage loan options and guide decisions.
• Develop referral networks with community centers, realtors, and local groups.
• Solicit new residential mortgage business and represent GTE in the market.
• Review loan documentation and advance applications to underwriting.
• Communicate lending decisions and maintain mortgage product knowledge.
• Ensure compliance with applicable laws and internal policies.

Conoscenze

Listening & relationship-building

Counseling & sales

Interpersonal communication

Bilingual English/Spanish

Formazione

High school diploma or equivalent

Some college

Strumenti

LOS (Loan Operating System)

Descrizione del lavoro

We are looking for an exceptional listener and a genuine relationship builder to join as a Mortgage Loan Executive. You take pleasure in interacting with people and assisting them, while building lasting relationships and love helping individuals with home ownership dreams come true! The Mortgage Loan Executive will be managing day-to-day sales and support with applications coming from our community financial centers, web, external referral sources, and inbound phone inquiries. The Loan Executive will ensure that member loan requests meet members’ needs, review credit, review automated underwriting decisions, make, and follow up on initial document requests from the borrowers and prepare loans for underwriting review.

Base Salary. Uncapped Commission. No Ceiling on Your Success!

Key Responsibilities

• Meeting with and counseling members on new mortgage loan options as determined by the current product guidelines.
• Engage with Community Financial Center teammates to develop quality referral strategies through product training and sales technique.
• Engagement with community organizations to develop a circle of influence for referrals.
• Including but not limited to participation in realtor events and activities, lead groups and local chamber membership.
• Proactively solicit new residential mortgage business and represent GTE in the market.
• Develop and maintain referral contacts and professional relationships with realtors, builders, etc.
• Analyze all loan file documentation to begin prequalification process, moving into full loan application entered Loan Operating System (LOS).
• Working knowledge secondary market, FHA, VA and CU Portfolio loans and the documentation that goes with those loan products.
• Working knowledge of GTE’s full suite of lending products but also any other product offered to our members (i.e.: Checking, Commercial, Investments & Insurance Services).
• Communicate lending decisions with regards to denials or counter‑offers upfront.
• Retain and enhance mortgage acumen and maintain knowledge of mortgage products/services offered by the credit union.
• Reinforce the selling points of our loan types, rates, payments, and terms of mortgage products.
• Strategic in maintaining defined service level expectations.
• Good interpersonal skills to work effectively with management and staff.
• Engaged in campus activities and community involvement.
• Desire to provide exceptional member experience and provide needs‑based selling.
• Qualify for NMLS registration according to the Safe Act.
• Ensure compliance with all Federal regulations and disclose correct information to members as required by law.
• All work responsibilities are subject to performance goals and/or targets established as part of the annual performance planning process or as the result of organizational goal/production planning.
• Engage in weekly or bi‑weekly team meetings, conference calls, and events as assigned.
• You must demonstrate a functional knowledge of the necessary federal laws and regulations.
• Ability to handle multiple job responsibilities and tasks to accomplish goals and objectives.
• Implement actions plans to focus on areas of opportunity with all lending products.
• Must demonstrate a functional knowledge of the Bank Secrecy Act in addition to other Federal laws, including but not limited to: U.S. Patriot Act, Office of Foreign Assets Control, Anti‑Money Laundering, Right to Financial Privacy Act, and the Bank Bribery Act.
• Bilingual preferred (English/Spanish).

Required Qualifications

• High school diploma or equivalent.
• Some college preferred.
• Min 1 -3 years’ experience or combination of education and experience.
• Knowledge of secondary market is preferred.

Position Details

• Location: Downtown Tampa – GTE Headquarters
• Department Hours: Monday - Friday (8:00 am to 6:00 pm) // Saturday (9:00 am to 1:00 pm)
• Loan Executives are not an isolated position, and they are "on-call" to come to HQ, CFC, or community event, as expected, as necessary, at any time.
• Full-time hours required, with additional hours necessary to accomplish objectives, goals, and projects.
• The position is defined as hybrid in nature, (in-office, or remote) and may be changed at any time by management with appropriate notice, if possible.
• Required for Remote/Hybrid Work: A quiet workplace so you can focus on delivering excellent service to our members.
• Some positions will require performance standards to be met to qualify for alternative work arrangements.
• Required to have power and high-speed internet over 100MB (minimum).
• Video capability (connection of 1.5 Mbps up and down recommended).
• Candidates must provide and meet all technical requirements prior to the first day of training.
• Hybrid candidates must live within driving distance of the office location and be able to regularly commute to and from the office location as needed.

Note: The above statements describe the general nature and level of the work being performed and are not an exhaustive list of all responsibilities of an employee in this job. GTE Reserves the right to revise or change job duties at any time as directed by management. Furthermore, they do not establish a contract for employment and are subject to change at the discretion of the employer.

GTE Financial is an Equal Opportunity Employer.

Benefits

• Competitive pay
• Robust insurance
• Wellness programs
• Retirement plans
• Generous time off
• Tuition assistance
• Leadership development
• Certifications
• Ongoing learning
• Flexible schedules and benefits that support your well-being
• We actively invest in local charities and volunteer efforts
• Help deliver financial solutions that truly make a difference

Our growth is creating opportunities! Our team is expanding, and we want to hire the most talented people we can. Continued success depends on it!

GTE is proud to be recognized as one of America's Greatest Workplaces for Midsize Companies and a Most Loved Workplace by Newsweek, one of the Best Credit Unions to Work for by American Banker, a top workplace by both the Tampa Bay Business Journal and Tampa Bay Times, and one of the Best Places to Work for Women by Best Companies Group. These honors highlight our award-winning culture, employee experience, and commitment to members.