Mortgage Loan Officer - Remote Work - $40k Base Salary + BPS

Motto Mortgage Strategic; United States; Remote; USD 40,000 - 70,000; Full time

Benefits offered by this job

Health insurance reimbursement

Job summary

Motto Mortgage Strategic is seeking licensed loan officers in North Carolina and Georgia who are producing or are ready to scale into a structured, scalable business within a true brokerage platform. This full-time remote role offers a $40,000 base salary plus tiered compensation, health insurance reimbursement, and full in-house processing support.

We value discipline, growth, and long-term partnerships over simple licensing.

Qualifications

• Active NMLS license in NC and/or GA (required).
• Currently producing or recently active in mortgage origination.
• Strong communication and organizational skills.
• Ability to operate in a structured, accountability-driven, and performance-based environment.

Responsibilities

• Manage and convert your pipeline with strict discipline.
• Structure deals and guide clients through the loan process.
• Communicate clearly with clients, real estate agents, and the internal team.
• Build and maintain strong referral relationships.
• Operate within our proven systems, rather than freelancing your business.

Skills

Active NMLS license

Mortgage origination

Communication skills

Organizational skills

Job description

Job Description

Job Description

Are you currently producing but feel stuck, inconsistent, or capped where you are?

We’re building something different at Motto Mortgage Strategic - We are a brokerage platform designed for career loan officers, not hobbyists, where production, discipline, and long-term growth actually align.

We are actively looking for licensed loan officers in North Carolina and Georgia who are currently producing in the $500K–$1.5M per year range or are newly/soon-to-be licensed and are ready to step into a more structured, scalable environment. If you’re looking for a place to simply "hang your license," this is not it. This is for professionals who want to build a real, scalable business.

What Makes Us Different:

1. The Broker Advantage: We operate on a true brokerage model. That means better pricing flexibility, more options for your clients, and the ability to find a way to get deals done instead of losing them.
2. Speed Execution: Our average contract to clear-to-close is just 14 days. We move fast, communicate early, and solve problems before they become issues.
3. Dedicated Processing Team: You are supported by a full-time, highly accessible in-house processing team (3 processors + a processing manager) who work exclusively for our loan officers. No outsourcing, no guessing, no delays.
4. Veteran-Owned Gov. Loan Expertise: We are veteran-owned and operated with deep expertise in VA and FHA lending, allowing you to confidently serve a broader client base.
5. ISA Marketing Support: We are building scalable lead generation through Inside Sales Agent (ISA) efforts. Plus, we provide financial support for RESPA-compliant co-marketing agreements, desk rentals, and growth initiatives with qualified partners.
6. Remote Flexibility with Real Structure: Work from home with full flexibility while operating inside a structured, team-driven environment with consistent meetings, accountability, and leadership support. You are never on an island.

Who We Are Looking For: We hire based on five core traits:

1. Character: You do the right thing, even when it’s hard.
2. Calling: You take this seriously as a career, not a side hustle.
3. Chemistry: You work well within a team and contribute to a positive culture.
4. Competence: You can originate, communicate, and execute at a high level.
5. Contribution: You add value to the team, not just take from it.

Key Responsibilities:

1. Manage and convert your pipeline with strict discipline.
2. Structure deals and expertly guide clients through the loan process.
3. Communicate clearly and proactively with clients, real estate agents, and the internal team.
4. Build and maintain strong referral relationships.
5. Operate within our proven systems, rather than freelancing your business.

Required Qualifications:

1. Active NMLS license in North Carolina and/or Georgia (Strictly Required).
2. Currently producing or recently active in mortgage origination.
3. Strong communication and organizational skills.
4. Ability to operate in a structured, accountability-driven, and performance-based environment.

Compliance Disclosure: Motto Mortgage Strategic is an Equal Opportunity Employer. All compensation, co-marketing, and partnership opportunities are structured in full compliance with RESPA (Real Estate Settlement Procedures Act) and all applicable state and federal mortgage lending regulations. Loan originators must maintain all required licensing through the Nationwide Multistate Licensing System (NMLS) and comply with all continuing education and regulatory requirements. NMLS# 2481808.

Target Markets: Fayetteville, NC; Havelock, NC; Elizabeth City, NC; Goldsboro, NC; Fuquay-Varina, NC; Clayton, NC; Columbus, GA; Hinesville, GA; Savannah, GA; Augusta, GA; Warner Robins, GA; Valdosta, GA; St. Marys, GA.

Job Type: Full-time, Remote

Pay Compensation: * $40,000.00 Base Salary + Tiered BPS Compensation

1. Health insurance reimbursement