Mortgage Loan Officer - Remote/Field, High-Earning Potential

LCNB National Bank; Worthington (OH); Hybrid; USD 50,000 - 100,000; Full time

Job summary

LCNB National Bank in Columbus, OH is seeking a Mortgage Loan Officer to grow mortgage production outside the branches by building relationships with realtors, builders and professionals. The role involves sourcing mortgage leads and managing documentation through the loan process to delivery to an inside processor.

The position emphasizes developing a network of referrals, maintaining compliance with lending laws, and delivering high-quality customer service while achieving production targets

Qualifications

• 2+ years of experience originating FHA, VA, USDA and conventional loans.
• Existing pipeline and book of business of local referral sources.
• Experience in federal and state mortgage lending statutes, compliance, and regulatory requirements.
• Knowledge & understanding of mortgage underwriting criteria and residential lending concepts and principles.
• Experience in personal financial analysis and tax return analysis.
• Strong written and verbal communication skills with the ability to effectively communicate with associates across the bank, as well as third-party agencies.

Responsibilities

• Solicit residential mortgages from various sources.
• Develop and build relationships with realtors, builders, financial professionals, bank stores, past customers and other non-traditional sources.
• Produce high quality loans which are compliant and provide excellent customer service.
• Develop and maintain a high degree of visibility for mortgage originations, sales and business development.
• Understand real estate appraisals, title reports and real estate transactions.
• Review and analyze financial and credit data.
• Meet with applicants to answer questions and obtain information for mortgage loan applications.
• Collect and upload loan documentation and financial information into the loan operating system.
• Effectively learn and operate the loan origination system.
• Maintain a high level of customer satisfaction and effectively resolve issues.

Skills

Relationship building

Communication

Financial analysis

Attention to detail

Time management

NMLS awareness

Microsoft Office

Education

High School diploma or GED

Tools

Desktop Originator (DO)

Loan Prospector (LP)

Microsoft Office Suite

Job description

LCNB National Bank in Columbus, OH is seeking a Mortgage Loan Officer to grow mortgage production outside the branches by building relationships with realtors, builders and professionals. The role involves sourcing mortgage leads and managing documentation through the loan process to delivery to an inside processor.

The position emphasizes developing a network of referrals, maintaining compliance with lending laws, and delivering high-quality customer service while achieving production targets