Mortgage Loan Officer - Louisiana (Baton Rouge, Shreveport, Monroe, New Orleans)

Regions Financial Corporation; New Orleans (LA); On-site; USD 50,000 - 70,000; Full time

Job summary

A leading financial institution in New Orleans is seeking a Mortgage Loan Officer to direct the origination of residential mortgage loans. The role involves evaluating loan requests, maintaining customer relationships, and ensuring compliance with lending practices. Ideal candidates will have mortgage lending experience and strong organizational skills. Join a dynamic team that values performance and offers a comprehensive benefits package.

Benefits

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental, and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Employee Assistance Program

Qualifications

• One year of mortgage lending experience with proven production.
• Extensive experience in developing external business via referral partners.

Responsibilities

• Completes mortgage applications and evaluates loan requests.
• Maintains contact with loan customers and structures loans.
• Participates in networking to promote loan products.

Skills

Organizational Skills

Communication Skills

Knowledge of Mortgage Products

Ability to Multi-task

Education

High School Diploma or GED

Tools

Microsoft Office

Job description

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career and expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to safeguarding the private and personally identifiable information you submit. The information will be collected and reviewed by associates, consultants, and vendors of Regions to evaluate your qualifications and experience for job opportunities. It will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description

At Regions, the Mortgage Loan Officer directs the origination of residential mortgage loans from a borrower through a branch network.

Primary Responsibilities

1. Completes mortgage applications for submission to the loan processing and underwriting departments.
2. Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
3. Maintains contact with loan customers, communicating progress of the loan and obtaining any required documentation.
4. Structures loans to comply with acceptable lending practices and Federal regulations.
5. Establishes detailed marketing/business plans including potential and existing loan customers, realtors, builders, developers, etc., and frequency of contact.
6. Answers customer calls and walk-in customers to discuss various loan products and qualification information.
7. Makes sales calls on potential or existing customers as per Regions marketing plan to develop or retain business.
8. Cross-sells other bank products and services.
9. Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations.
10. Participates in networking through professional, business, and community organizations to promote and market loan products.

This position requires tracking of time and is eligible for overtime for hours worked over 40 per week under the Fair Labor Standards Act. Compensation is commission-based.

This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). More information can be found at https://fedregistry.nationwidelicensingsystem.org.

Requirements

• High School Diploma or GED
• One (1) year of mortgage lending experience with proven mortgage production
• Extensive mortgage experience in developing external business via referral partners including realtors, builders, and financial planners

Preferences

• Prior Mortgage Loan Officer experience

Skills and Competencies

• Good organizational skills
• Knowledge of mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
• Knowledge of agency and investor regulations and guidelines
• Ability to build and maintain relationships to deliver high service levels
• Ability to multi-task and meet deadlines
• Proficiency in Microsoft Office
• Strong communication skills

Positions may be available in other cities within LA.

Position Details

Type: Full time. This job is not incentive eligible.

Benefits

Regions offers a comprehensive benefits package, including:

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental, and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Employee Assistance Program

More details are available at Regions Benefits.

Location

New Orleans, Louisiana

Equal Opportunity Employer

Regions is an Equal Opportunity Employer, including Disabled/Veterans. Applications are accepted electronically through our career site for at least five business days. Positions may remain open longer due to business needs and can be closed at any time.