Mortgage Loan Officer - Hampton Roads, VA

Kearny Bank; Hampton (VA); Remote; USD 50,000 - 70,000; Full time

Job summary

A leading bank is seeking a Mortgage Loan Officer for the Hampton Roads area. This role involves originating mortgage loans and providing assistance to clients through comprehensive loan counseling, participation in community activities, and ensuring compliance with banking regulations. Candidates should possess a high school diploma and a few years of mortgage or sales experience, along with strong organizational and communication skills.

Qualifications

• Two to four years of mortgage or related sales experience required.
• Knowledge of real estate documentation and compliance expected.
• Proficiency with mortgage processing and underwriting systems advantageous.

Responsibilities

• Solicits first mortgage loans and engages with clients.
• Assists applicants in completing applications and disclosures.
• Communicates approvals or denials clearly to borrowers.

Skills

Communication

Organizational

Problem-Solving

Customer Service

Attention to Detail

Education

HS Diploma or equivalent

Tools

Mortgage processing systems

Job description

Mortgage Loan Officer - Hampton Roads, VA

Join to apply for the Mortgage Loan Officer - Hampton Roads, VA role at Kearny Bank.

Originates first mortgage loans, promotes the financial institution and lending services to the real estate community, and helps identify and serve the community’s financial needs through home loan counseling, real estate agent seminars, sales meetings, and community activities.

Responsibilities

• Solicits first mortgage loans by engaging with clients and informing prospective clients of underwriting guidelines and regulations.
• Assists applicants in completing applications and disclosures.
• Prepares loan applications, initial disclosures, and Loan Estimates promptly.
• Enters data into the computer system and orders credit reports and other necessary items.
• Answers calls, schedules appointments, and maintains communication with borrowers and agents.
• Communicates approvals or denials clearly to borrowers and agents.
• Responds to inquiries about loan status and maintains proper documentation.
• Distributes marketing materials and participates in local business development activities.
• Ensures compliance with the Bank Secrecy Act and other policies.

Qualifications

• HS Diploma or equivalent.
• Two to four years of mortgage or related sales experience.
• Knowledge of real estate documentation, policies, and compliance.
• Proficiency with mortgage processing and underwriting systems.
• Excellent communication, organizational, and problem-solving skills.
• Ability to manage priorities and adapt to changing workflows.
• Attention to detail and PC proficiency.
• Strong customer service and interpersonal skills.

Working Conditions

This is a remote position that requires travel to clients.

Additional Details

• Seniority level: Entry level
• Employment type: Full-time
• Job function: Finance and Sales
• Industry: Banking

This job posting is active and accepting applications.