Mortgage Loan Officer - DC, MD, VA

United Nations Federal Credit Union; McLean (VA); Remote; USD 80,000 - 110,000; Full time

Job summary

United Nations Federal Credit Union is seeking a remote Loan Officer to originate residential mortgage loans, guide members through financing, and grow a pipeline through networking and engagement. You will serve as a trusted advisor, recommending solutions aligned with members’ financial goals while maintaining strong communication.

This role is remote and focuses on the Washington DC, MD, VA regions, with compensation aligned to UNFCU's plan. 2–4 years of origination experience is preferred.

Qualifications

• 2–4 years of residential mortgage origination experience.
• Knowledge of mortgage lending regulations including RESPA, Reg Z, and ECOA, and secondary market guidelines (FNMA/FHLMC).
• Ability to review and analyze borrower documentation such as credit reports, tax returns, and appraisals.
• Strong relationship-building, sales, and communication skills.
• Organized and self-motivated with the ability to manage a pipeline in a remote environment.

Responsibilities

• Originate residential first and second mortgage loans by building relationships with members and prospective borrowers.
• Serve as a trusted advisor, recommending mortgage solutions that align with members’ financial goals.
• Build and maintain a pipeline through networking, outreach, and relationship development.
• Guide borrowers through the mortgage process from application to closing, ensuring a smooth experience.
• Partner with processors and internal teams to keep loans moving and close on time.
• Maintain strong communication with members while identifying opportunities to cross-sell additional products and services.

Skills

Mortgage origination

Relationship-building

Sales skills

Communication skills

Job description

Why join this team

We’re looking for a motivated Loan Officer who thrives on building relationships and delivering smart mortgage solutions. In this remote, self-sourcing role, you’ll originate residential mortgage loans, guide members through the financing process, and grow your pipeline through strong networking and member engagement.

If you’re a consultative salesperson who enjoys helping people achieve major financial milestones, this is an opportunity to make a real impact while growing your career.

This position is remote. We are looking for loan officers in the Washington DC, MD, VA regions.

NYC Salary Range - Loan Officers are paid in accordance with UNFCU's Mortgage Loan Officer Commission/Compensation Plan.

What you'll do

• Originate residential first and second mortgage loans by building relationships with members and prospective borrowers.
• Serve as a trusted advisor, recommending mortgage solutions that align with members’ financial goals.
• Build and maintain a pipeline through networking, outreach, and relationship development.
• Guide borrowers through the mortgage process from application to closing, ensuring a smooth experience.
• Partner with processors and internal teams to keep loans moving and close on time.
• Maintain strong communication with members while identifying opportunities to cross-sell additional products and services.

What we're seeking

• 2–4 years of residential mortgage origination experience.
• Knowledge of mortgage lending regulations including RESPA, Reg Z, and ECOA, and secondary market guidelines (FNMA/FHLMC).
• Ability to review and analyze borrower documentation such as credit reports, tax returns, and appraisals.
• Strong relationship-building, sales, and communication skills.
• Organized and self-motivated with the ability to manage a pipeline in a remote environment.

What makes you stand out

• A proactive, relationship-driven approach to generating new mortgage business.
• A passion for delivering an exceptional member experience from first conversation through closing.

Who we are

UNFCU is a global not-for-profit financial institution that serves the UN community. We are committed to providing peace of mind to our members and colleagues and strive to achieve service excellence in all that we do. The best part of UNFCU is the people. Those that choose to work with us often find personal fulfillment, professional growth and a purposeful culture.

UNFCU is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. UNFCU prohibits discrimination and harassment of any type. All applicants will be considered for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by country, federal, state or local laws.