Mortgage Loan Officer

Banner Bank; Yakima (WA); On-site; USD 38,591 - 46,224; Full time

Benefits offered by this job

Paid vacation time

Tuition reimbursement

401(k) with up to 4% match

Comprehensive employee benefits

Job summary

A financial institution in Yakima is seeking a Mortgage Loan Officer to provide real estate loan solutions and promote home ownership. Responsibilities include originating loans, meeting sales goals, and participating in community outreach. Candidates should have a High School Diploma, relevant experience, and NMLS registration. The role offers a monthly guarantee of $3,800, excellent commission structure, and comprehensive benefits including medical, dental, and a 401(k) plan.

Qualifications

• 3+ years of experience in residential mortgage origination required.
• Proven history of closing and funding loans to meet sales goals.
• Knowledge of federal and state laws related to real estate lending.

Responsibilities

• Originate real estate loans from various sources.
• Set up originated loans in the Bank's system.
• Attend regular Realtor and Builder Association meetings.
• Promote home ownership through community outreach.

Skills

Communication skills

Negotiation skills

Understanding of mortgage processes

Sales strategies knowledge

Education

High School Diploma

Bachelor’s Degree in Finance, Accounting, Business, or related field

NMLS registration

Job description

Mortgage Loan Officer

As a Mortgage Loan Officer with Banner Bank, you will be part of our Mortgage Lending team, providing superior real‑estate loan solutions that meet Bank standards for economic value and safety.

Responsibilities

• Originate real estate loans from various sources, including a structured outside calling program, contractors, referrals from branch personnel, and the general public.
• Set up originated loans in the Bank's computer system and process them for underwriting submission.
• Identify opportunities and provide financing sheets for listings and Realtor/builder open houses; attend weekend open houses and subdivisions for loan solicitation.
• Attend regular Realtor and Builder Association meetings.
• Participate in internal sales and training sessions and pursue external training opportunities as assigned.
• Conduct client meetings at Bank branch locations and attend closing signing appointments as needed.
• Promote home ownership through community outreach—host first‑time home buyer classes, booths at non‑profit events, and other inclusive marketing efforts.
• Comply with all Bank policies, procedures, security requirements, and government regulations.

Education & Certifications

• High School Diploma required.
• Bachelor’s Degree in Finance, Accounting, Business, or a related field preferred.
• NMLS registration required.

Experience

• 3+ years of experience in residential mortgage origination required.

Knowledge, Skills and Abilities

• Proven history of closing and funding loans to meet sales goals.
• Knowledge of mortgage loan origination processes, regulations, and underwriting.
• Effective presentation, verbal and written communication, and negotiation skills.
• Familiarity with current market competition, sales strategies, trends, and activity.
• Knowledge of federal and state laws and regulations related to real estate lending.

Travel

• Up to 20% travel.

Compensation & Benefits

• Monthly guarantee of $3,800 (not including ramp‑up period).
• Excellent commission structure.
• Comprehensive employee benefits: medical, dental, vision, LTD, STD, and life.
• Paid vacation time, sick time, and 11 company paid holidays.
• 401(k) with up to 4% match.
• Tuition reimbursement.

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability, or protected veteran status.