Mortgage Junior Loan Officer

Banner Corp.; Bellevue (WA); On-site; USD 40,500 - 49,500; Full time

Benefits offered by this job

Comprehensive health benefits

Paid vacation time

401k with match

Tuition reimbursement

11 company paid holidays

Job summary

Banner Corp. is looking for a Mortgage Junior Loan Officer in Bellevue, WA. In this role, you will originate real estate loans from various sources, ensure compliance with bank standards, and maintain relationships with clients. The ideal candidate will have a high school diploma and 2 or more years of experience in residential mortgage origination. Benefits include a base salary of $3,800 monthly, a solid commission structure, comprehensive health benefits, paid holidays, and a 401k plan with a match.

Qualifications

• 2 or more years of experience in residential mortgage origination required.
• Proven history of success in closing and funding loans.
• Knowledge of mortgage loan origination processes and federal/state regulations.

Responsibilities

• Originating real estate loans from various sources.
• Setting up loans in the bank's computer system for underwriting.
• Attending Realtor and Builder Association meetings.
• Available to take applications at Bank branch locations.

Skills

Loan origination skills

Verbal communication

Written communication

Negotiation skills

Knowledge of mortgage regulations

Market knowledge

Education

H.S. Diploma or equivalent

Job description

Mortgage Junior Loan Officer

As a Mortgage Junior Loan Officer with Banner Bank, you will attract and make real estate loans that meet bank standards for economic value and safety, contributing to the long-term profitability of the bank's operations.

Responsibilities

• Responsible for originating real estate loans from various sources: Realtor business developed through a structured outside calling program, contractors (both Banner Bank customers and others), referrals from branch personnel, general public through normal business relationships (i.e. service organizations, friends, acquaintances, etc.), and walk-in and call-in customers.
• Responsible for ensuring originated loans are set up in the Bank's computer system and processed through for submission to underwriting.
• Identify opportunities and provide financing sheets for listings and Realtor/builder open houses. Attend weekend open houses and/or subdivisions for loan solicitation purposes.
• Responsible for attending regular Realtor Association and Builder Association meetings.
• Responsible for attending closing signing appointments as needed.
• Responsible for attending internal training sessions, internal sales meetings, and external training opportunities as assigned.
• Responsible for being available to take applications or meet with clients at Bank branch locations.
• Responsible for complying with policies, procedures, security requirements, and government regulations.

Education & Certifications

• H.S. Diploma: required (an equivalent combination of education and experience may be considered)

Experience

• 2 or more years of experience in residential mortgage origination required

Knowledge, Skills, and Abilities

• Proven history of success in consistent closing and funding of loans to meet sales goals.
• Knowledge of mortgage loan origination processes and procedures, regulations, and underwriting.
• Possess effective presentation, verbal and written communication, and negotiation skills.
• Knowledge of current market competition, sales strategies, trends, and activity.
• Knowledge of federal and state laws and regulations relating to real estate lending.

Travel

• Up to 20%

Compensation & Benefits

• Base salary of $3,800 monthly
• Excellent commission structure
• Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
• Paid vacation time, sick time and 11 company paid holidays
• 401k (with up to 4% match)
• Tuition reimbursement

Equal Employment Opportunity Statement

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.

Recruiting Policy

Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third‑party agency and/or search firm without a valid written and signed search agreement will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.