Mortgage Loan Officer

American Bancshares Mortgage; Miami Lakes (FL); On-site; USD 45,000 - 80,000; Full time

Job summary

Join a dynamic team as a Mortgage Loan Originator at an established industry player dedicated to providing tailored mortgage solutions. In this role, you will leverage your analytical and communication skills to source leads, build relationships, and guide clients through the mortgage process. With a focus on integrity and community service, you will help clients navigate their financing options while enjoying a supportive work environment. This position offers a commission-based compensation structure, allowing you to maximize your earnings based on your performance. If you're ready to make a meaningful impact in the mortgage industry, this opportunity is for you.

Benefits

401k

Health Insurance

Dental Insurance

Vision Insurance

Short-term Disability Insurance

Employee Assistance Program

Wellness Program

Qualifications

• NMLS License required under the S.A.F.E. Act of 2008.
• Thorough knowledge of mortgage products and programs.

Responsibilities

• Source mortgage leads and build relationships with real estate agents.
• Analyze applicants' financial status and determine loan feasibility.

Skills

Analytical Skills

Verbal Communication

Written Communication

Customer Service

Education

NMLS License

Tools

Microsoft Word

Microsoft Excel

Microsoft PowerPoint

Microsoft Outlook

Encompass

Job description

Position Overview

Now Hiring!: Mortgage Loan Originator
Corporate Headquarters Location: Miami Lakes, FL
Compensation: 100% Commission
Benefits & Perks:

• 401k
• Health, Dental, and Vision Insurance
• Company-provided short-term disability insurance
• Employee Assistance Program
• Wellness Program

American Bancshares Mortgage is seeking ambitious Mortgage Loan Originators (“MLO”) to serve their customers. The Mortgage Loan Originator is responsible for maintaining an NMLS License Required under the S.A.F.E. Act of 2008, and originating and processing real estate mortgage loans in accordance with American Bancshares Mortgage, LLC (ABSM) processes and product guidelines.

Job Duties:

• Source mortgage leads.
• Build relationships with real estate agents and develop referral networks.
• Market our products to individuals and firms, promoting American Bancshares Mortgage, LLC services that may meet customers’ needs.
• Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Generate complete loan applications with corresponding documentation.
• Help customers by answering questions and responding to requests and complaints.
• Confer with processing and underwriting to aid in resolving mortgage application problems.
• Update job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.
• Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct ABSM seminars/trainings and other lead-generating activities.
• Other duties as assigned.

Minimum Qualifications:

• NMLS License Required under the S.A.F.E. Act of 2008*
• Thorough knowledge of all mortgage products and programs.
• Good knowledge of retail product philosophy, policy, underwriting, procedures, documentation, and systems.
• Good analytical skills necessary to evaluate credit requests and determine trends in a given marketplace.
• Advanced verbal and written communication skills and the ability to work with a wide range of constituencies in a diverse community.
• Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook.
• Encompass Experience Preferred.

Who We Are:

For more than 25 years, we have assisted our communities, empowered our partners, and expanded our company footprint across the nation. We are a full-service mortgage lender, created by industry experts who understand the ever-changing mortgage financing industry. Unlike a bank, we only focus on mortgage products. With years of combined experience our loan specialists are wise, patient, and eager to assist our clients. It is our unique company culture, expertly trained staff and years of industry experience that sets us apart from the rest. Having an intricate knowledge of our industry we take pride in the ability to offer our clients professional and ethical advice they seek, and most importantly the dedication to helping them find the best financing options. Servicing our community is driven by our core values of commitment, integrity, and transparency. Our in-depth knowledge is what enables us to efficiently adapt to industry change, while consistently providing our clients with a best-in-class customer service and a tailored mortgage experience.

American Bancshares Mortgage is an Equal Opportunity Employer. American Bancshares Mortgage does not discriminate based on race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status, or any other basis covered by appropriate law. All employment is decided based on qualifications, merit, and business need. American Bancshares Mortgage participates in the federal government’s E-Verify program, which confirms employment authorization of all newly hired employees and most existing employees through an electronic database maintained by the Social Security Administration and Department of Homeland Security. For all new hires, the E-Verify process is completed in conjunction with the Form I-9 Employment Eligibility Verification on or before the first day of work. E-Verify is not used as a tool to pre-screen candidates. For up-to-date information on E-Verify, go to www.uscis.gov and click on 'E-Verify' located near the bottom of the page.

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