Mortgage Loan Officer

Howard Hanna; Lorain (OH); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

Paid time off

401K matching

Job summary

Howard Hanna Mortgage is seeking motivated Loan Originators to contribute to our mission of delivering top‑level service to clients, colleagues, and communities. You will research loans, guide clients through applications, approvals, and closings, and build lasting relationships with customers and agents.

A typical day includes networking at events, hosting or attending promotional activities, and staying current on market and regulatory changes to advise clients accurately.

Qualifications

• Experience as a Mortgage Loan Originator with verifiable sales results.
• Licensed mortgage banker under DFI and NMLS.
• Strong communication, listening, and interpersonal skills to manage leads and pipelines.
• Knowledge of FHA, VA, Fannie Mae, USDA and conventional loans.
• Professional, empathetic, and customer-focused demeanor.

Responsibilities

• Build relationships with agents and applicants to drive repeat business.
• Attend industry events to network and generate leads.
• Present lending options and prepare lending packages.
• Assist clients with mortgage applications and document review.
• Explain differences in approval requirements for various loan types.

Skills

Mortgage loan originator

Sales experience

Communication skills

Relationship building

NMLS licensed

Job description

SUMMARY OF JOB:

Howard Hanna Mortgage is looking for motivated Loan Originators who want to contribute to Howard Hanna Mortgage’s mission of providing top level service to our clients, colleagues, and the communities we service. By actively researching loans for the best option and helping clients navigate the application, approval, and closing process in a timely and cost-effective manner, you will help to create long term and loyal clients.

Our affiliation with Howard Hanna Real Estate offers our Loan Originators with an unparalleled opportunity to build relationships. We have the products, knowledge and resources to help you achieve unlimited potential.

A top candidate will have the following skills and experience:

• Experience as a Mortgage Loan Originator and/or Financial Sales Specialist with a verifiable sales track record preferred.
• Have a Mortgage banking license under DFI, Department of Financial Institutions, and NMLS.
• Exercise your proven communication, listening and interpersonal skills to pursue leads, manage your loan pipeline, follow-up on missing data or documentation, ensure timelines are met and build strong working relationships with customers and team members.
• Demonstrate your commitment toHoward Hanna Mortgageand cultivate life-long relationships with customers, agents, and business partners.
• Ability to earn people’s trust and build relationships with all types of clients.
• Have a thorough understanding of Federal Housing Authority (FHA), Veteran Affairs (VA), Federal National Mortgage (Fannie Mae), USDA, and other types of conventional loans.
• Strive to be the best version of you – Be professional, approachable, empathetic, responsive and positive!

A typical day may entail:

• Building healthy relationships with agents and applicants to ensure repeat business and life long partnerships.
• Regularly attending industry events to network to make contacts and generate business leads.
• Hosting or attending promotional events to network and promote products (lines of business) to potential clients.
• Staying abreast of trends and developments in the local real estate market; current and predicted lending rates; and changes in rules, regulations, and best practices of various mortgages.
• Explaining to clients the differences between approval requirements of various types of mortgages; preparing and presenting a lending package based on client specifications.
• Assisting clients with completion of mortgage applications and inspecting completed documents for accuracy and thoroughness.

Howard Hanna Mortgage is offering our team members:

• Competitive compensation plan
• Excellent benefits package, including health, vision and dental insurance, paid vacation and PTO, a company-matched 401K program, and more.

HowardHanna.com

Hanna Holdings, Inc. affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees.