Mortgage Loan Officer

Howard Hanna Real Estate Services; Tecumseh Township (MI); On-site; USD 65,000 - 95,000; Full time

Benefits offered by this job

Health insurance

401K program

Paid vacation

Job summary

Howard Hanna Mortgage is seeking motivated Loan Originators who will help clients navigate the application, approval, and closing process with timely, cost-effective solutions.

Affiliated with Howard Hanna Real Estate, the team offers the products, knowledge, and resources to build lasting client relationships and unlimited potential within a supportive network.

Qualifications

• Minimum experience as a Mortgage Loan Originator with a verifiable sales track record.
• Must hold a Mortgage banking license under DFI and NMLS.
• Strong communication and interpersonal skills to manage loan pipeline and customer relations.
• Solid understanding of FHA, VA, Fannie Mae, USDA and conventional loan options.
• Professional, empathetic, and client-focused.

Responsibilities

• Build relationships with agents and applicants to generate repeat business.
• Attend industry events to network and generate leads.
• Host or attend events to promote mortgage products (lines of business).
• Stay informed about local real estate trends and lending rates.
• Explain differences between loan types and prepare lending packages.
• Assist clients with mortgage applications and verify documents.

Skills

Mortgage Loan Originator experience

Sales track record

Client relationship skills

Licensing: DFI & NMLS

Education

Mortgage banking license (DFI & NMLS)

Job description

Howard Hanna Mortgage is looking for motivated Loan Originators who want to contribute to Howard Hanna Mortgage’s mission of providing top level service to our clients, colleagues, and the communities we service. By actively researching loans for the best option and helping clients navigate the application, approval, and closing process in a timely and cost-effective manner, you will help to create long term and loyal clients.

Our affiliation with Howard Hanna Real Estate offers our Loan Originators with an unparalleled opportunity to build relationships. We have the products, knowledge and resources to help you achieve unlimited potential.

A top candidate will have the following skills and experience:

• Experience as a Mortgage Loan Originator and/or Financial Sales Specialist with a verifiable sales track record preferred.
• Have a Mortgage banking license under DFI, Department of Financial Institutions, and NMLS.
• Exercise your proven communication, listening and interpersonal skills to pursue leads, manage your loan pipeline, follow-up on missing data or documentation, ensure timelines are met and build strong working relationships with customers and team members.
• Demonstrate your commitment to Howard Hanna Mortgage and cultivate life-long relationships with customers, agents, and business partners.
• Ability to earn people’s trust and build relationships with all types of clients.
• Have a thorough understanding of Federal Housing Authority (FHA), Veteran Affairs (VA), Federal National Mortgage (Fannie Mae), USDA, and other types of conventional loans.
• Strive to be the best version of you – Be professional, approachable, empathetic, and positive!

A typical day may entail:

• Building healthy relationships with agents and applicants to ensure repeat business and life long partnerships.
• Regularly attending industry events to network to make contacts and generate business leads.
• Hosting or attending promotional events to network and promote products (lines of business) to potential clients.
• Staying abreast of trends and developments in the local real estate market; current and predicted lending rates; and changes in rules, regulations, and best practices of various mortgages.
• Explaining to clients the differences between approval requirements of various types of mortgages; preparing and presenting a lending package based on client specifications.
• Assisting clients with completion of mortgage applications and inspecting completed documents for accuracy and thoroughness.

Howard Hanna Mortgage is offering our team members:

• Competitive compensation plan
• Excellent benefits package, including health, vision and dental insurance, paid vacation and PTO, a company-matched 401K program, and more.

HowardHanna.com

Hanna Holdings, Inc. affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees.