Mortgage Loan Officer

Mercantile Bank; Dearborn (MI); On-site; USD 75,000 - 100,000; Full time

Benefits offered by this job

Competitive benefits plans

401(k) match

Employee Stock Purchase Plan

Job summary

Mercantile Bank of Michigan is seeking a passionate Mortgage Loan Officer in Dearborn to connect with customers and provide tailored mortgage solutions. Your role includes guiding customers through the mortgage journey, delivering excellence, and collaborating with various teams to enhance overall customer value.

Ideal candidates will have a bachelor's degree or equivalent experience in banking, strong sales acumen, and exceptional relationship-building skills. Benefits include competitive compensation, generous time off, and opportunities for career growth.

Qualifications

• A bachelor's degree or four years of sales experience in banking or lending, plus at least two years of experience in the mortgage industry.
• A strong track record of closing 4-5 mortgage loans per month, totaling around $750,000 in production.
• Registration in the Nationwide Mortgage Licensing System and Registry (NMLS) is required.

Responsibilities

• Connect with customers to understand their unique goals and match them with the perfect mortgage solutions.
• Represent Mercantile Bank with high professionalism and integrity, fostering a strong referral network.
• Collaborate with our Retail, Commercial, and Treasury teams to enhance overall customer value and market responsiveness.

Skills

Relationship-building

Sales acumen

Knowledge of local market

Education

Bachelor's degree or equivalent experience in banking or lending

Job description

At Mercantile Bank, we believe in empowering passionate professionals who thrive on forging genuine connections and driving community success. Although we've grown organically across Michigan - thanks to our strong word-of-mouth reputation - we're just getting started in Southeast Michigan. This is your chance to make a significant impact in a dynamic, growth-oriented market as a Mortgage Loan Officer in Dearborn!

What You'll Do

• Forge Lasting Relationships: Be the face of Mercantile Bank in your community by building strong, enduring connections.
• Own the Mortgage Journey: Guide customers through every step of the loan process - from application to closing - while enjoying tailored support that helps you shine.
• Deliver Excellence: Work with a dedicated team to provide mortgage solutions that not only meet but exceed customer expectations. We’re proud to close loans in an average of just 23 days!

If you're high-energy, driven, and passionate about real estate and top-tier customer service, this role is designed for you. We're aware of the fierce competition in the market, but we're confident that your talent and dedication will help introduce Southeast Michigan to the Mercantile Bank difference.

What We Offer

• Tailored Onboarding: Hit the ground running with a customized onboarding package designed to set you up for success.
• Competitive Benefits: Choose from multiple Medical, Dental, and Vision plans, enjoy Company Paid Life Insurance (3x your annual salary), Health Savings and Flexible Spending Accounts, and more.
• Generous Time Off: Benefit from 4-5 weeks of vacation, paid sick time for you and your family, 11 paid holidays, and a special Giving Day to make a difference in your community.
• Financial & Career Growth: Enjoy a 401(k) match at 100% up to the first 5% of your contribution, access to our Employee Stock Purchase Plan, tuition reimbursement, exceptional training, and ongoing professional development opportunities.
• Additional Perks: Access our Employee Assistance Program, Adoption and IVF Assistance, and even a Fitness Equipment Purchase Plan to support your overall well-being.

Your Day-to-Day as Mortgage Loan Officer

• Connect with customers to understand their unique goals and match them with the perfect mortgage solutions.
• Represent Mercantile Bank with high professionalism and integrity, fostering a strong referral network.
• Collaborate with our Retail, Commercial, and Treasury teams to enhance overall customer value and market responsiveness.
• Enjoy the rewarding satisfaction of transforming hard work into success - both for your clients and for your career.

Who We’re Looking For

• Educational & Professional Background: A bachelor’s degree or four years of sales experience in banking or lending, plus at least two years of experience in the mortgage industry.
• Proven Performance: A strong track record of closing 4-5 mortgage loans per month, totaling around $750,000 in production.
• Licensure: Registration in the Nationwide Mortgage Licensing System and Registry (NMLS) is required.
• Sales Acumen & Local Insight: Exceptional relationship-building skills and deep knowledge of the local market to serve as a trusted advisor on the home-buying journey.